• 해운
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• s.71
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• pp.15-18
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• 2010

해상화물 거래에 있어서 얼마나 많은 절차를 걸쳐야만 수출상에게서 수입상으로 화물이 전달되는 것일까. 일반적으로 해상화물 거래에 있어서 수출상, 수입상, 거래은행, 운송업자 등 다양한 업자들이 무수한 서류과정과 절차를 거쳐야지만 화물이 인도되고 있다. 이에 외환은행에서는 국내 수입상의 편의성과 안정성 제공을 위한 '수입화물선취보증서(L/G) 발급사실 인터넷 확인 서비스'를 4월 1일부터 시행한다. 다음은 최근 외환은행에서 시행하는 "수입화물선취보증서 인터넷 확인 서비스" 주요내용을 정리, 편집한 것이다.

• Digital Contents
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• no.8 s.75
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• pp.14-16
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• 1999

지난달 1일부터 국내 은행들이 인터넷 뱅킹을 시작하면서 사이버 공간에서의 은행 업무가 본격화 되고 있다. 아직 초보 수준이지만 인터넷 인구 추세를 감안할 때 향후 폭발적인 사용증가가 예상된다. 업계에서는 향후 은행이 인터넷 뱅킹에 자신들의 운명을 맡겨야 할지도 모른다는 전망을 내놓고 있다. 시행 한달을 맞는 국내 인터넷 뱅킹 시장에 대해 살펴봤다.

• KDI Journal of Economic Policy
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• v.25 no.1
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• pp.55-98
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• 2003

This paper examines the hypothesis that states consolidation and concentration within Korean banking industry have impaired competition and escalated market power of banks. Competition is measured using Bresnahan-Lau method, which estimates a structural model consisting of a demand function and a supply function of banking services, based on aggregate monthly data of January 1996 to December 2002. Estimations indicate that pricing behavior of Korean banks during the period is consistent with perfect competition, and they behave more competitively even after the increase in concentration ratio. The results imply that, contrary to the concerns over the potential for monopoly power, bank competition may not be damaged by the consolidation.

• Review of KIISC
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• v.20 no.6
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• pp.51-61
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• 2010

2009년 11 월 KT의 애플사의 스마트폰인 아이폰(i-phone)의 국내 도입과 함께 촉발된 국내 스마트폰시장의 확산은 2010년 구글을 중심으로 삼성전자, SKT등 기존 대기업들의 갤럭시폰을 비롯한 OS기반의 스마트폰을 선보이면서 스마트폰 가업자가 2010년 말까지 약 600만병에 이를 것으로 전망된다. 이러한 스마트폰의 확대와 함께 2009년말 기업, 하나은행 등 일부 은행들이 처음 스마트폰뱅킹을 시작한 이례 2010년 상반기, 이미 국내 대부분의 시중은행들이 아이폰용 iOS를 비롯한 주요 스마트폰의 OS 플랫폼을 기반으로 한 스마트폰뱅킹 서비스를 제공하고 있다. 그러나 금융산업의 특성상, 금융거래의 신뢰성과 안정성 측면에서의 개인정보보호 및 금융정보안과 관련한 법규가 채 정비되지 않은 가운데 국내 은행들은 스마트폰뱅킹 출시경쟁에 치중한 나머지 보안 및 개인정보보호에 대한 대책수립은 미흡하며 정부당국의 정보보호관련 지침에 의존, 고객의 자발적인 주의에 호소하고 있는 설정이다. 이처럼 스마트폰뱅킹의 도입이 활발히 진행되면서 금융 서비스 혁신 등 기술적 편의성외에도 개인정보보호를 위한 보안 및 법적 안정성의 중요성이 높아지고 있다. 본 논문은 국내 은행의 스마트폰뱅킹 현황과 고객정보보호 및 관리에 대한 법률적 고찰과 규제환경 변화를 중심으로 국내 은행의 스마트폰뱅킹 도입에 따른 고객정보보호 방안을 제시하고자 한다.

• Journal of the Korean Society for information Management
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• v.22 no.2 s.56
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• pp.229-251
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• 2005

Many Korean financial firms have built knowledge management systems, however, most of the systems have fragmentary ideas or suggestions. This study proposes the model of ontology-based knowledge repository through which one could integrate knowledge for business use in the BPM environments. The knowledge includes implicit and explicit knowledge. library materials, documents, and information for experts as well. In order to get basic ideas for this model, case studies utilized interviews and surveys were conducted targeting at four Korean banks' knowledge managers, librarians and thirty staffs.

• KDI Journal of Economic Policy
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• v.28 no.1
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• pp.49-93
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• 2006

This paper conducts an empirical analysis on the effects of bancassurance on stability and efficiency of the Korean banking industry. The stability and the efficiency are measured using Z-score and composite functional form based on the annual data of 2000 to 2004 for all domestic banks and insurance companies. The stability test indicates that expansion of bancassurance decreases the stability of banks. Furthermore, the efficiency test implies that with the extension of bancassurance, the cost efficiency declines while revenue efficiency rises, which results in an overall increase of profit efficiency.

• Journal of Plant Biology
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• v.37 no.1
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• pp.93-99
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• 1994

은행나무와 곰솔의 유식물의 산성비에 대한 생장에 미치는 영향을 알아보기 위하여 pH 5.6을 대조구로 하여 pH 4.0, 3.2와 2.4의 인공산성비를 3개월간 처리하여 생장량, 엽록소 함량과 탄수화물의 함량을 조사하였다. 은행나무와 곰솔의 유식물은 pH2.4에서 생장이 가장 억제되었으며 반면에 pH 3.2에서는 생장이 촉진되었다. 전체적인 생장량은 뿌리에 비해 지상부의 생장에서 산성비의 영향을 더 받았다. 엽록소 함량은 산성비의 산도에 따라 중요한 차이가 없었으며 은행나무 잎의 탄수화물의 함량은 포도당과 설탕의 함량이 pH 4.0에서 가장 낮았고 전분의 함량은 pH 3.2에서 가장 낮았다.

• Journal of Korean Society of Forest Science
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• v.104 no.3
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• pp.503-511
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• 2015

The purpose of this study is to suggest the introduction plans of forest land bank system for effective forestry management as well as the livelihood stability support of aged forest landowners. It is expected that forest land bank system can contribute to solve forestry management problems caused by small and scattered forest lands, aging forest landowners, and the increase of absentee forest landowners. This study examined an existing related case of Farmland Bank system, and suggested basic directions, main functions, priority, and agency for forest land bank system. The goals of forest land bank system include activating private forest land management, improving forest management scale, and supporting stable forestry income. Based on the examination of this study, main projects of forest land bank involve forest land sale and lease consignment, forest land reverse mortgage, forest land scale improvement project, and forest business recovery support program. In addition, this study discussed potential problems and their solutions in introducing and operating the forest land bank system. This study can play a key role to determine a basic direction and to establish policies of the forest land management.

• Korean Journal of Food Science and Technology
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• v.35 no.3
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• pp.393-398
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• 2003

Effects of convection oven dehydration conditions on the physicochemical and sensory properties of ginkgo nut powder were examined using three types of pre-treatment on ginkgo nuts: coarse grinding of ginkgo nut (GR); coarse grinding followed by 1 min blanching (GB); 3 min blanching followed by coarse grinding (BG). Pretreated ginkgo nuts were dried in convection oven at 70 and $80^{\circ}C$ to the moisture content of approximately 5%. Rehydration rate, swelling power, solubility, lightness, and greenness of GB ginkgo nut powder dried at $70^{\circ}C$ were the most similar to those of freeze dried one. GR and GB samples dried at $70^{\circ}C$ had higher sensory values of green color and ginkgo nut flavor. Ginkgo nut powder with desirable quality attributes could be produced by drying GB in convection oven at $70^{\circ}C$ for 10 hr.

• Korean Journal of Food Science and Technology
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• v.35 no.1
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• pp.84-91
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• 2003

The effects of different dehydration conditions for the removal of ginkgo nut inner coat on peeled ginkgo nuts were examined using physical and sensory methods. Dehydration of ginkgo nuts at $90^{\circ}C$ for 120 min resulted in greater hardness, lightness (L), redness (a), yellowness (b), and firmness. Higher roasted flavor and larger holes were observed with dehydration at $150^{\circ}C$ for 30 min and greater cooked ginkgo flavor and green color with dehydration at $120^{\circ}C$ for 50 min. Based on these findings, dehydration at $120^{\circ}C$ for 50 min was determined as the adequate hot air dehydration condition for the removal of ginkgo nut inner coat. Ginkgo nuts stored at $25^{\circ}C$ maintained overall desirability up to 4 weeks. In ginkgo nuts stored at $4^{\circ}C$, all sensory desirabilities evaluated were reasonably high until 60 days of storage; desirability of appearance decreased moderately at 80 days of storage, and appearance became very undesirable at 180 days. Ginkgo nuts stored at $-18^{\circ}C$ showed little changes until 10 months of storage, but slight decreases in overall desirability, flavor, and texture were noted at 12 months.