• 제목/요약/키워드: 주택 소유

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중산층(中産層) 주거생활안정(住居生活安定)을 위한 정책방안연구(政策方案硏究)

  • Kim, Gwan-Yeong
    • KDI Journal of Economic Policy
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    • v.10 no.4
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    • pp.115-132
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    • 1988
  • 최근 경제발전(經濟發展) 및 민주화(民主化)의 꾸준한 진전에 따라 중산층(中産層)의 사회(社會) 경제적(經濟的) 위치(位置)나 역할(役割)이 점차 증대되고 있어 본(本) 연구(硏究)에서는 중산화(中産化) 가능계층(可能階層)의 주거안정(住居安定)을 위한 세제(稅制) 및 금융면(金融面)에서의 지원방안(支援方案)에 대해 살펴보았다. 본고(本稿)에서는 현재 주택(住宅)을 보유하고 있지 않으나 일정한 소득(所得)이 있고 어느 정도의 지원(支援)만 있으면 주택(住宅)을 구입할 수 있는 중산화(中産化) 가능계층(可能階層)의 자가소유(自家所有)를 촉진하기 위한 양도소득세제(讓渡所得稅制)와 재산세제(財産稅制)의 개편방향(改編方向)을 제시하고 주택금융확대(住宅金融擴大)를 위한 새로운 금융제도(金融制度)를 도입함으로써 주택금융(住宅金融)의 효율성(效率性) 제고(提高)와 금융(金融)서비스의 향상을 도모하고자 하였다.

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A Study on Common/Private Borderline and Renovation of Apartment House (공동주택의 공사구분(共私區分)과 리모델링과의 관계에 관한 연구;한국과 일본의 공동주택 표준관리규약을 중심으로)

  • Lee, Jae-Sauk;Seo, Hyeong-Wook;Nam, Hye-Won;Chun, Jae-Youl
    • Proceedings of the Korean Institute Of Construction Engineering and Management
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    • 2007.11a
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    • pp.562-566
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    • 2007
  • In apartment house renovation project, the project progress held up in perception gap or conflict of interest with residents as usual. These dispute occurs ambiguous borderline ordistinction of Common Useing) Parts and Exclusive Possessed Private Parts. The Maintenance Covenant now in force in Korea and Japan are considered in this paper about theses item. Summarizing the conclusion is as below. 1) In The Maintenance Covenantnow in force, in definition of Ownership, Utilization, Maintenance, Japan is more ostensive than Korea. 2) The Borderline of Common Using Parts with Exclusive Possessed Parts is [Inner line of Exterior Wall] in Korea and in Japan also. But in Korea it is not in unity in purpose and action or definition and description. 3) In Japan, the Subject of Ownership is defined with hierarchically, as Housing complex-residential Building-individual dwelling, But not in Korea. 4) In Japan, [Exclusively using Common Owned Parts] are defined, But not in Korea.

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An Empirical Analysis on Housing Wealth and Household Consumption of Home-owning Pre-retirees and Older Adults (예비은퇴기 및 노년기 자가소유 가구의 주택자산이 소비지출에 미치는 영향 분석)

  • Lee, Hyunjeong
    • Journal of the Korean housing association
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    • v.28 no.1
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    • pp.83-93
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    • 2017
  • This research intends to find out the impact of housing wealth of home-owning pre-retirees and older adults consisting of young-old, middle-old and old-old groups on their household consumption. In doing so, this research analyzes 2,350 home-owning households by utilizing the 17th Korean Labour and Income Panel Study (KLIPS). The results show that housing wealth has a statistically significant effect on non-durable consumption of the pre-retirees, and young-old and middle-old groups of older adults, and housing wealth has a much stronger effect on household expenditure than does financial wealth or real estate. It's found that the consumption elasticity is particularly greater for female-headed households living in SMA, residing in apartments, holding a lower debt-to-asset ratio and being a pensioner. The empirical findings imply that the old-old group of older adults is unlikely to actively tap into their housing windfalls since housing asset becomes the last to dispose in the course of an individual's life. As housing wealth effects are especially strong when liquidity constraints faced by older adults are removed, it's of significance to substantially reduce household debt before retirement in order to constantly maintain an adequate level of household consumption or to promptly prepare for future contingencies.

Spatial Impacts of Brownfield Redevelopments on Neighborhood Housing Turnover and Stability - Case Study of Cuyahoga County, Ohio in the US - (브라운필드 재개발이 주변 지역 주택소유회전 및 주거 안정성에 미치는 공간적 파급효과 - 미국 오하이오주 쿠야호가 카운티를 중심으로 -)

  • Woo, Ayoung
    • Journal of KIBIM
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    • v.10 no.3
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    • pp.54-62
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    • 2020
  • There is growing consensus among planners and policymakers that brownfield remediation has positive impacts on neighborhoods in terms of housing prices, public health, and environmental quality. However, there is a limited understanding of how brownfield redevelopments spatially affect neighborhood housing turnover and stability. This paper addresses the spatial impacts of brownfield redevelopments on neighboring housing turnover in Cuyahoga County, Ohio. This study examines housing turnover before and after the remediation of brownfield sites countywide and in housing submarkets stratified by household income. Based on housing sales data between 1996 and 2007, the extended Cox Hazard model with the difference-in-difference approach is employed to clarify the causal relationships between brownfield redevelopments and neighboring housing turnover. Additionally, along with the results of the previous study examining impacts of brownfield remediation on nearby housing prices, this paper estimates the change of neighborhood stability due to brownfield redevelopments based on both attributes of housing prices and turnovers.

Study on Housing Lease Succession by Housing Lease Protection Act (주택임대차보호법상의 임차권승계에 관한 연구)

  • Jeon, Myung-Gil;Joung, Soon-Hyoung
    • Proceedings of the Korean Society of Computer Information Conference
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    • 2015.07a
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    • pp.115-118
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    • 2015
  • 현재 우리나라는 인구의 도시집중과 주거용 건물의 부족으로 인하여 발생하는 주택부족문제는 현대산업사회에서 피할 수 없는 현상이 되고 있고, 1970년대 들어 대도시로의 인구집중과 함께 극심한 주택난을 겪게 되었다. 전국의 주택보급률은 국토교통부가 발간한 '2014년 국토교통통계연보'에 따르면103%(서울 97.5%, 경기 98.7%)에 이르러 주택의 공급측면에서 큰 문제가 없어 보이지만, 2014년 전국 자가 주택 거주율은 53.6%로 절반 정도의 가구가 타인 소유의 주택에서 임차인으로 거주하고 있다. 이와 관련하여 가장 큰 법률문제 중의 하나는 임차주택에서 임차인이 그 가족들과 모두 함께 안정된 생활을 하는 것이라고 볼 수 있는데 만약 임차인이 사망한 경우에 그동안 임차인과 함께 생활 해온 가족들이 종전과 마찬가지로 당해주택에서 주거를 계속할 수 있는가 하는 문제이다. 이에 대해 주택임대차보호법은 임차주택에서 가정공동생활을 하고 있는 자에게 임차인의 권리 및 의무를 승계하도록 인정하고 있다. 그러나 사망임차인과 동거해온 상속인이 아닌 사실상 혼인관계에 있는 자에 대해 상속인이 아니라는 이유로 선순위상속인이 당해주택의 명도를 청구할 수 있다면 이것은 사망임차인과 동거해온 가족으로서 심각한 사회적인 문제가 된다. 따라서 본 논문에서는 주택임대차보호법상 임차권승계와 관련하여 제기되고 있는 문제점을 검토하고 그에 대한 개선방안을 제시하고자 한다.

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Growth Pattern and Spatial Distribution of One-person Households by Socio-Economic Demographic Characteristicsc (1인 가구의 인구.경제.사회학적 특성에 따른 성장패턴과 공간분포)

  • Lee, Hee-Yeon;Noh, Seung-Chul;Choi, Eun-Young
    • Journal of the Korean Geographical Society
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    • v.46 no.4
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    • pp.480-500
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    • 2011
  • This paper aims to describe the rapid growth of the one-person households in terms of the socio-economic demographic perspectives during the period of 1995-2005 and to analyze the spatial distribution patterns based on different characteristics of one-person households. The increase in the divorce ratio in the middle-aged, the growth of unmarried people the young generation, and the increase of life expectancy in the old generation are explanatory factors for the rise and diversification of one-person households in Korea. The rapid increase of one-person households is accompanied by a diversification in their age, gender, marital status, education level. Uneven distribution of one-person households depends on their age, level of education and dwelling type. Highly educated young adults residing in their own apartment are generally concentrated in major cities, whereas senior citizen with their own single house who lives alone are mostly in rural area. One-person households of the highly educated young adults are significantly polarized in the light of their the living standards. In particular, metropolitan area or big cities are mixed with those who have their own apartment and are financially capacity and with those who rent in a detached single house. As such, one-person households have considerably heterogeneous characteristics. Therefore, each local government will face different economic and social problems based on which group of one-person households are increasing and where they are concentrated in. To this extent, the local government should have differentiated welfare policy according to its own respect.

91년 전국 개별토지가격조사 착수

  • 한국주택협회
    • 주택과사람들
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    • s.11
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    • pp.71-83
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    • 1991
  • [ $\bullet$ ] 정부는 지난해에 이어 올해에도 건설부, 국세청, 지방자치단체 등 관계기관 합동으로 전국의 3,255만필지 중 2,518만필지의 개별토지가격을 조사함. 3월 11일부터 5월 10일까지 개별토지가격을 조사$\cdot$산정하고 5월 22일부터 6월 11일까지 국민의 열람에 공하여 주민의견을 수렴한 다음 6월 29일까지 시장$\cdot$군수$\cdot$구청장이 결정할 계획임. 개별토지가격은 2월 28일 공시한 30만 표준지 공시지가를 기준으로 표준지와 개별토지의 특성을 비교하여 가격차를 수치화할 수 있도록 만든 토지가격비준표를 활용하여 산정함. $\bullet$ 조사된 개별토지가격은 토지초과이득세, 양도소득세, 증여세, 상속세의 부과를 위한 기준시가, 종합토지세 부과를 위한 토지등급의 결정, 택지초과소유부담금 및 개발부담금 산정기준, 토지거래허가 또는 신고시의 가격심사기준 등으로 활용됨. $\bullet$ 정부에서 매년 전국의 개별토지가격을 조사함으로써 공평과세를 이루고 90년 도입한 토지관련제도의 실효성을 거양하여 불필요한 토지보유 억제 및 지가안정에 기여하게 될 것임.

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Determinants of Re-Subscription Period of Early Termination Subscribers of Reverse Mortgage (주택연금 중도해지자의 재가입 소요기간 결정요인 분석)

  • Ryou, Ki Yun;Choi, Yeol
    • KSCE Journal of Civil and Environmental Engineering Research
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    • v.42 no.6
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    • pp.869-877
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    • 2022
  • This study aims to analyze the factors affecting the re-subscription period upon initial termination of the reverse mortgage subscription. The study utilized the Korea Housing Finance Corporation's database to extract the information regarding re-subscribers of the reverse mortgage from July 2007 to June 2021. The ordered logit model was employed and found that a set of user (subscriber) characteristics are influential towards the re-subscription period. Among the individual characteristics, changes in age group, marital status from married to single-living, maintaining single-living, and the initial subscription period were found statistically significant, highlighting that the increase in the initial subscription period decreased the re-subscription period. Among the housing (home equity) characteristics, changes in housing price and ownership type (single and partial ownership) were statistically significant, indicating that the change in ownership type decreases the re-subscription period. Lastly, the variables related to loan terms were found significant, revealing that changes in payout method and schedule were both increasing factors of the re-subscription period. Based on the findings, necessary policy implications can be considered to secure the returning subscribers of the reverse mortgage effectively.

The Spatial Pattern and Residential Characteristics of Aging Population in the Seoul Metropolitan Region (수도권 고령인구의 공간 분포와 주거 특성)

  • Choi, Jae-Heon;Yoon, Hyun Wi
    • Journal of the Korean Geographical Society
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    • v.48 no.3
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    • pp.402-416
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    • 2013
  • This paper investigates both the changing spatial patterns of aging population during 1985 to 2010 and their interrelationship with the residential features of elderly households in 2010. The aging level of a region is classified into three different ones such as aging region (7~14%), aged region (14~20%) and super-aged region (over 20%). Residential features of elderly households are examined by such variables as housing type, housing ownership, and house age. Aging process has started from peripheral regions distanced away from Seoul. There are strong tendency that aging households reside in single unit house owned by oneself over 20 years-old aged houses, which shows more strong patterns toward peripheral regions in SMR.

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A Multilevel Analysis on Factors Affecting Companion Animal Ownership among Elderly Persons (노인의 반려동물 소유에 영향을 미치는 요인에 관한 다수준 분석)

  • Lee, Sungeun
    • Asia-pacific Journal of Multimedia Services Convergent with Art, Humanities, and Sociology
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    • v.7 no.7
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    • pp.599-608
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    • 2017
  • This study investigated factors that are associated with companion animal ownership among urban elderly persons. This study was based on data from 2014 Seoul Survey, and a total of 4,717 people aged 60 years or older were selected for the analyses. Community level data were from 2014 Seoul statistics and they included park area per person, number of elderly recreational facilities, and number of public sports facilities based on 25 districts of Seoul Metropolitan City. This study examined differences between companion animal owners and non-owners concerning individual level factors and community level factors. Factors that are associated with companion animal ownership were examined using multilevel logistic regression analysis. Among individual level variables, companion animal ownership was associated with gender, marital status, income, number of household members, and housing type. Among community level variables, park area per person was a significant factor that is associated with companion animal ownership. Study findings can be used Based on study findings, implications of the study and directions for future research are discussed.