• Knowledge Management Research
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• v.21 no.3
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• pp.229-247
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• 2020

In the remarkable growth of P2P financial platform in the field of knowledge management, only companies with big data and machine learning technologies are surviving in fierce competition. The ability to analyze borrowers' credit is most important, and platform companies are also recognizing this capability as the most important business asset, so they are building a credit evaluation system based on artificial intelligence. Nonetheless, online P2P platform providers that offer related services only act as intermediaries to apply for investors and borrowers, and all the risks associated with the investments are attributable to investors. For investors, the only way to verify the safety of investment products depends on the reputation of P2P companies from newspaper and online website. Time series information such as delinquency rate is not enough to evaluate the early stage of Korean P2P makers' credit analysis capability. This study examines the credit analysis procedure of P2P loan platform using artificial intelligence through the case analysis method for well known the top three companies that are focusing on the credit lending market and the kinds of information data to use. Through this, we will improve the understanding of credit analysis techniques through artificial intelligence, and try to examine limitations of credit analysis methods through artificial intelligence.

• Information Systems Review
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• v.21 no.4
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• pp.69-97
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• 2019

Knowledge service firms are able to have higher 'Organizational Performance (OP)' by improving efficiency in management processes on customer problem solving. This study explores the role of inefficiency that has been overlooked up to now compared to the management process efficiency. We also suggest in this study 'Hierarchical Culture (HC)' and 'IT Relatedness (IR)' as the factors influencing the inefficiency of management processes, and propose the moderating effect of 'Task Difficulty (TD)' on the relationship between independent factors and 'Inefficiency of Business Process(IP)'. The results of analysis show that 'HC' has a positive effect on 'IP', and 'IR' has a negative effect on 'IP'. 'TD' was significant moderator of between independent variables and 'IP'. 'IP' was shown to play a full mediating role between independent factors and 'OP'. In conclusion, knowledge service firms are desired to reduce 'HC' and enhance 'IR' by minimizing unnecessary formal procedures, securing flexibility in decision making through appropriate empowerment, creating a smooth flow of knowledge, and enhancing the level of IT resource management and utilization. In addition, in order to effectively reduce 'IP', it is required that a company with a high degree of 'TD' to more reduce a 'HC' and a company with a low degree of 'TD' to more enhance a 'IR'.

• Korean Journal of Cognitive Science
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• v.16 no.3
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• pp.199-211
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• 2005

Using a psychometric paradigm, risk perception of 30 hazards was investigated for three social groups-college students, experts of technologies, and employees of environmental organizations. The aim of this study was to examine psychological dimensions of risk perception, namely, to replicate the psychological dimensions - dread and knowledge -, which Slovic et al(1978; 1984; 1987) found and to forker explore discrepancies between societal groups. The results confirmed the same psychological dimensions Slovic et al have found. However, there are a number of significant differences in perceived risk such as perceived social benefits and other risk characteristics between three groups that suggest differences in ecological attitudes. The results were compared with those of Slovic et af and the nature of differences in risk perception among three groups were discussed.

• The KIPS Transactions:PartD
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• v.14D no.2
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• pp.203-210
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• 2007

Ontology can be used as a formal and demonstrative knowledgebase that can express the thinking process of human. Software Development Process is a collection of ideal practices and procedural system that is performed by mature organization with high capability. Due to complexity of process, however, Software development Process often results in obstruction of introducing and improving simple process activity. While introducing and improving software development process, application of ontology to complex software development process is more approachable by showing deductive results of relationship between ISO/IEC 15504 and CMMI. In this paper, we demonstrate a methodology that utilizes the improved process database conceptually mapping between ISO/IEC 15504 and CMMI using ontology.

• Proceedings of the Korea Information Processing Society Conference
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• 2008.11a
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• pp.476-479
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• 2008

소프트웨어 프로젝트는 본질적으로 모호한 요구사항, 정확하지 않은 산정과 기술의 어려움 등 많은 불확실성을 포함하고 있다. 이러한 불확실성은 프로젝트가 내부에 잠재적인 문제인 위험(Risk)을 지니고 있다는 것을 의미한다. 위험은 발생되면 프로젝트 성공에 부정적 영향을 미칠 수 있다. 따라서 이러한 위험을 사전에 예방하고 최소화하기 위한 프로세스(Process)의 정립이 필요하다. 상당수의 중소규모 조직이 이러한 위험관리의 중요성을 인지하고 있지만, 위험관리 프로세스를 정의하고 이행하는 것은 전문적인 지식을 요구한다. 따라서 특정 조직과 프로젝트에 적합한 프로세스가 안정적인 단계에 이르기 위해서는 많은 시행착오의 과정이 필요하다. 이러한 어려움 때문에 중소규모 조직에서는 쉽게 프로세스 구축을 시도하지 못하고 있다. 관련 표준과 참조모델에서도 위험관리 프로세스 영역을 포함하여 중요성을 강조하고 있지만, 상위수준의 활동목표와 수행되어야 하는 프랙티스(Practice)만을 제시하고 있는 세부적인 절차나 방법들에 대해서는 언급하지 않고 있다. 이에 본 논문에서는 PMBOK 과 CMMI, 그리는 기존 전문가들의 연구를 바탕으로 소프트웨어 위험관리 프로세스 프레임워크(Framework)를 개발하였다. 중소규모 조직에서는 이 프레임워크를 활용하여 규모와 프로젝트의 특성을 반영한 위험관리 프로세스를 정의하고 적용할 수 있을 것이다.

• Proceedings of the Korea Information Processing Society Conference
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• 2002.11c
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• pp.2119-2122
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• 2002

기업의 비즈니스 프로세스가 복잡, 다양해짐에 따라, 현재 운영 시스템에 대한 급격한 기술적 변화를 수용하고 이를 조직적 측면의 기업 프로세스로 적용하기 위해 레가시 시스템의 현대화가 요구된다. 따라서, 현재의 기업들은 다양한 사용자들이 각자 그들의 관점에서 필요한 비즈니스 요구들을 웹 상에서 처리시킬 수 있도록 J2EE, .NET 등으로 대표되는 컴포넌트 및 웹 서비스 기술을 적용한 새로운 e-business 환경을 수용해야만 한다. 하지만, 기업 조직의 중요한 지식과 프로세스들을 처리하는 시스템들은 대부분 과거(Legacy)의 기술에 의해 개발되어졌으며, 이러한 시스템들을 새로운 비즈니스 환경에 적용하기에는 웹 환경을 위한 분산 아키텍쳐의 결여와 개방성과 표준화 미흡으로 시스템의 유지보수에 많은 어려움을 가진다. 또한, 방법론 차원에서 재공학의 절차와 기법을 체계적으로 정의하고 지원하기 위한 노력이 매우 부족한 실정이다. 본 논문에서는 레거시 시스템을 새로운 시스템 환경으로의 변환 및 통합을 위한 재공학 방법론 개발을 목적으로 프로그램 분석 활동을 설명한다. 본 논문에서 개발하고자 하는 방법론은 다양한 추상화 수준에서 역공학 정보를 복구하고, 컴포넌트화 단계를 통해 새로운 시스템으로 진화할 수 있는 절차 및 기법들을 제공한다. 레거시 시스템 컴포넌트화 방법론은 변환계획 단계, 역공학 단계, 컴포넌트화 단계, 인도 단계의 4 단계로 구성되어 있으며, 본 논문에서는 전체 단계 중 가장 기초가 되고 중요한 단계인 역공학 단계에 초점을 두고 프로그램 분석을 위한 절차 및 과정의 주요 지침들을 제시한다.0보다 유의적으로 우수하였으며, 맛, 다즙성 및 전체적인 기호도는 TMR-0 및 TMR-1 사이에 유의성이 없었다(p<0.05).能性)을 알아보고자 본(本) 실험(實驗)을 실시(實施)한 결과(結果), 유의성(有意性) 있는 결과(結果)를 얻었기에 보고(報告)하는 바이다.또한 이들 상피세포(上皮細胞)들을 투과전자현미경적(透過電子顯微鏡的)으로 관찰(觀察)하였을 때 초미세구조(超微細構造)가 잘 보존(保存)되었으나 Langer-hans cell내(內)의 Birbeck granule은 유리전(遊離前) 피부상피조직내(皮膚上皮組織內)의 Langerhans cell내(內)의 Birbeck granule에 비(比)해 수적(數的)으로 현저히 감소(減少)되어 있었다. 그러나 Thy-1 양성(陽性) dendritic cell에서 볼 수 있는 dense-core 과립(顆粒)은 별변화(別變化)없이 쉽게 관찰(觀察)될 수 있었다. 조직배양(組織培養)을 한 견(犬)의 keratinocyte에 대(對)해 사람 pemphigus vulgaris의 항체(抗體)로 반응(反應)시킨 후 protein-A gold(15 nm)로 표식(標識)시킨 바 제일 바깥 상층(上層)의 keratinocyte에 있어서 세포막표면(細胞膜表面)을 따라 표식(標識)되어 세포막항원(細胞膜抗元)을 나타내었으며, 이와 같은 소견(所見)으로 미루어 정상피부(正常皮膚) 중층편평상피세포(重層扁平上皮細胞)에서도 동일(同一)한 소견(所見)을 관찰(觀察)할 수 있다고 본다.al remnants, Resorption of fetus로 관찰된 것이다. Fetal death는 수정후

• Journal of the Korean Data and Information Science Society
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• v.26 no.4
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• pp.947-956
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• 2015

In the knowledge and information age, to discover and protect Intellectual Properties would be very important for their economic value as a major growth engine. This study evaluated the reliability of a Delphi survey conducted by experts to assess the value of agricultural resources knowledge obtained from literature reviews and field interviews. Delphi method is collecting the opinions of experts for several rounds repeatedly, in the next round the experts have chance to modify their opinion. Scores between two rounds are highly correlated and standard deviations are declined for second round to imply that some correction of their evaluations are made. To check reliability of Delphi survey of two rounds Cronbach's reliability coefficient and Generalizability coefficient are derived. The Cronbach alpha's supported the reliability of the method, but the Generalizability analysis revealed some unexpected results while checking the variance components of sources of measurement errors. Despite the increased reliability coefficients, the deviations between the raters are increased which means that additional rounds are required to get consensus, the goal of Delphi research.

• Information Systems Review
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• v.17 no.2
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• pp.101-132
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• 2015

National technical qualifications to enhance an individual's vocational skills, the competitiveness of companies and countries have an important function to improve. Especially 'qualifications' will have a signal function to show objectively measure an individual's ability with the 'Education' The "knowledge necessary for the performance of their duties. Technology will gain knowledge about such assessment or recognition is based on certain criteria and procedures." Learning to qualify are being made through a smart learning a lot. Due to the revolution of the Internet in recent years with the development of information and communication technologies are entering into a knowledge society, the importance of information and knowledge. This contemporary smart learning education system is continuing to rapidly growing in pace with the changing time and space constraints, without teaching and learning is taking place. The purpose of this study is the ARCS motivation theory can determine a representative theory of human motivation factors and basic psychological needs dealing with the human nature of the psychological needs Interactivity and immersive learning, and to validate the empirical causality Affecting the continued use of smart learning through fun. Specifically, attention, relevance, confidence in the ARCS motivation, see their effect on the learning flow through the satisfaction we analyze empirically. Through this national technical qualifications smart learner's learning by supporting the implicit synchronization of students in learning are the degree of continued use. Therefore, to achieve the objectives of national technical qualifications and skills through a smart learning can contribute to the activation of the development and certification of course industry.

• Journal of the Korean earth science society
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• v.29 no.2
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• pp.189-203
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• 2008

Microcomputer Based Laboratory (MBL), by offering accurate and effective data collection and real-time graphs, enables students to reduce experiment time and, thereby, have deeper discussions concerning experimental results. This helps to emphasis the essential aspect of scientific inquiry; the process communication. Therefore, this study examined secondary school earth science MBL lessons with regards to the five basic aspects of scientific inquiry: "Asking", "Evidencing", "Explaining", "Evaluating" and "Communicating". It then investigated the level of argumentative communication between the students and teachers and also among the students themselves. For this study, three classroom activities were observed and videotaped, and teaching materials, textbooks and students' notes were collected. The transcribed data were analyzed from the perspective of scientific inquiry level and argument frames. The results showed that the scientific inquiry levels of the three classes were similar, except for the "Communicating" aspect, which appeared in only one episode. "Asking" was carried out by the teacher and then students were directed to collect certain data in the "Evidencing" stage. Furthermore, students were given possible ways to use evidence to formulate explanations and connections through the "Explaining" and "Evaluating" stages. In the argumentation analysis, most argumentative communication was identified as being associated with a given procedure, rather than with any scientific phenomena. In only one episode, did "Communicating" relate directly to any scientific phenomena. It can be concluded, that although MEL places emphasis on communication for authentic scientific inquiry, the environment required for such inquiry and argumentative communication can not be easily created in the classroom. Therefore, in order for authentic inquiry to take place in the MBL classroom, teachers should provide students with the opportunity to develop meaningful argumentation and scaffolding abilities.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.14 no.3
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• pp.73-84
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• 2019

Despite decades of work experience, workers at small- and medium-sized enterprises(SME) here have yet to make inroads into the self-employed sector that utilizes the job competency they have accumulated at work after retirement. Unlike large companies, SME do not have a proper system for improving the long-term job competency of their employees as they focus on their immediate performance. It is necessary to analyse the independent variables affecting the job competency of employees of SME to derive practical implications for the personnel of SME. In the preceding studies, there are independent variable analyses that affect job competency in specialized industries, such as health care, public officials and IT, but the analysis of workers at SME is insufficient. This study set the person-job fit and organizational justice based on the prior studies of the independent variables that affect the job competency of SME general workers as a dependent variable. The sub-variables of each variable derived knowledge, skills, experience, and desire for person-job fit, and distribution, procedural and deployment justice for organizational justice, respectively. The survey of employees of SME in Korea was conducted from February to March 2019 by Likert 5 scales, and the survey was retrieved from 323 people and analyzed in a demonstration using the SPSS and AMOS statistics package. Among the four sub-independent variables of person-job fit, knowledge, skills and experience were shown to have a significant impact on the job competency, and desire was not shown to be so. Among the three sub-independent variables of organizational justice, deployment justice has a significant impact on job competency, but distribution and procedural justices have not. Personnel managers of SME need to improve the job competency of their employees by appropriately utilizing independent variables such as knowledge, skills, experience and deployment at each stage, including recruitment, deployment, and promotion. Future job competency modeling studies are needed to overcome the limitations of this study, which fails to objectively measure job competency.