• Title/Summary/Keyword: 임대보증금

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부도 임대 아파트의 문제점

  • Lee, Hyeon
    • 주택과사람들
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    • s.198
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    • pp.92-93
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    • 2006
  • 1994년 저소득층에 대한 주택 공급 문제를 해소하기 위해 마련된 국민주택기금의 운용방침으로 인해 부도 임대아파트를 양산하고 서민들의 피해가 속출했다. 부실한 민간 시행사가 부도가 나면서 임대보증금을 보호받지 못하는 사태가 초래되자, 정부가 관련 법안을 제정했는데 이를 해결하기 위해서는 특별법을 제정해야 한다는 주장이 나오고 있다. 부도 임대아파트의 문제점 등에 대해 알아본다.

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A Study on The Risk on the Non-payment of Monthly Rent of Seoul Office Market in the Framework of Asymmetric Information (정보비대칭 관점에서 서울 오피스 시장의 월세미납리스크에 관한 연구)

  • Kim, Sung-Nam;Choi, Young-Sang;Koh, Sung-Soo
    • The Journal of the Korea Contents Association
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    • v.15 no.7
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    • pp.531-543
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    • 2015
  • Benjamin, Lusht, and Shilling(1998) suggested that the level of deposit can be used as a tool to resolve the problem of adverse selection by the leaseholder under the circumstance of information asymmetry. In this respect, this research aims to verify how the level of deposit and monthly rent mitigate the problem of information asymmetry existing in the office market in Seoul. So far, the analysis of the office market in Seoul has been difficult due to the fixed rate of deposit and monthly rent. This research attempts to adopt the concept of occupancy cost, a global standard indicator that would replace the default risk of monthly payment for analyzing the market. As a result of a series of empirical analysis, the lessors tend to add about 9 percent of risk premium to the occupancy cost to hedge against the default risk of monthly payment. It allows for estimating at what extent one should reflect the leaseholder's default risk of monthly payment for operating deposit and monthly rent in the office building lease market.