• Journal of Internet Computing and Services
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• v.15 no.1
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• pp.157-170
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• 2014

As the increase of transaction using mobile banking continues, threat to the mobile financial security is also increasing. Mobile banking service performs the financial transaction using the dedicate application which is made by financial corporation. It provides the same services as the internet banking service. Personal information such as credit card number, which is stored in the mobile banking application can be used to the additional attack caused by a malicious attack or the loss of the mobile devices. Therefore, in this paper, to cope with the mobile financial accident caused by personal information exposure, we suggest outlier detection method which can judge whether the transaction is conducted by the appropriate user or not. This detection method utilizes the user's input patterns and transaction patterns when a user uses the banking service on the mobile devices. User's input and transaction pattern data involves the information which can be used to discern a certain user. Thus, if these data are utilized appropriately, they can be the information to distinguish abnormal transaction from the transaction done by the appropriate user. In this paper, we collect the data of user's input patterns on a smart phone for the experiment. And we use the experiment data which domestic financial corporation uses to detect outlier as the data of transaction pattern. We verify that our proposal can detect the abnormal transaction efficiently, as a result of detection experiment based on the collected input and transaction pattern data.

• Review of KIISC
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• v.12 no.5
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• pp.36-49
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• 2002

최근 이동통신 기술의 발전으로 이동통신 서비스의 발전과 함께 휴대폰과 노트북, PDA(Personal Digital Assistance)를 이용하여 무선 인터넷 이용자가 증가하고 있다. 또한 이를 이용한 뱅킹 서비스, 주식 거래, 온라인 쇼핑 등의 전자상거래가 급속하게 발전하고 있다. 그러므로 무선 인터넷 환경에서 안전한 서비스를 제공하기 위해 유선 인터넷 환경에서와 같은 보안 서비스를 제공할 수 있는 무선 PKI(WPKI:Wireless Public Key Infrastructure)의 필요성이 대두되고 있다. 그러나 무선 인터넷 환경이 갖는 특수성과 사용하는 단말기의 제약 사항들로 인해 유선 인터넷 환경과는 달리 여러 문제점들이 있다. 이러한 무선 인터넷 환경에서의 문제점들을 해결하기 위해 사용자가 쉽게 사용할 수 있는 보안모듈의 필요성이 대두되었다. 현재 대표적인 보안 모듈로는 스마트 카드 방식과 USB 기반 방식이 있으며, 본 고에서는 각 방식들에 관한 관련표준과 최근 제품 동향에 대해 언급하고, 사용자 보안 모듈의 향후 전망에 대하여 살펴보도록 한다.

• The KIPS Transactions:PartC
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• v.11C no.3
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• pp.287-292
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• 2004

BOCC(Brand's Offline Cash with a Counter) is useful in mobile environments, but it has the possibility of attacking amount data in a smart card. To insert the upper & lower limitation of amount into a token data decreases the level of risk. If upper and lower values are same, it means a fixed amount token. Since refund can more often happen in on-line commerce, refundability is added. BOCC is based on Discrete Logarithm Problem, needs exponential computations. But mobile terminals like cell phones have low computational power. As a result, ECC is used to Improve the performance supporting same security level.