• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.18 no.6
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• pp.27-40
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• 2023

This study analyzes the factors affecting the survival of young start-up companies. A youth start-up company was defined as a company with a founder's age under 39. The study was based on evaluation data from 3,540 companies evaluated by the Technology Guarantee Fund to support youth start-up guarantees during the period from 2012 to 2015. In this study, independent variables were defined as founder characteristics, start-up environment, and start-up strategy, and entrepreneurship, knowledge level, and development capabilities were set as variables for start-up characteristics, competition conditions and comparative advantage with alternatives in the start-up environment, and item novelty, commercialization plan and financing plan were set as variables. For variable measurement, the evaluation index of the youth start-up evaluation model of the Technology Guarantee Fund was used. Management performance was defined as the survival of a company, and the survival of 12, 36, 60, and 84 months was measured based on the occurrence of insolvency registered by the Korea Technology Guarantee Fund. The Cox proportional risk model was used for hypothesis testing. As a result of the analysis, knowledge level and development capability were statistically significant in the characteristics of the founder, and the financing plan in the start-up strategy was statistically significant regardless of the survival period. Among the start-up strategies, the novelty of the item had a positive effect on survival after 36 months. Entrepreneurship was significant only in 12-month survival. The most important order for survival was identified in the order of financing plan, knowledge level, item novelty and development capability, of which the founder's knowledge level in the beginning and the funding plan in the second half had the greatest impact.

• The Korean Journal of Applied Statistics
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• v.29 no.2
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• pp.389-398
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• 2016

In this paper, we examine the financial performance of credit guarantee programs. We compared financial performance of guaranteed firms of KODIT and non-guaranteed firms. The of covariate adjusted propensity score method is used because a selection bias problem could occur if t-test or regression analysis were used. The results show that a credit guarantee program enhances the financial performance of beneficiary firms.

• 전기산업
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• v.8 no.6
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• pp.95-98
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• 1997

• Journal of Digital Convergence
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• v.11 no.12
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• pp.61-67
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• 2013

The B2B e-commerce assurance system supports e-commerce purchases by Credit Guarantee Fund. This process seeks to replace a variety of current systems, including B2C, the credit card payment method on B2B, 2001 Credit Guarantee Fund and the Bank, logistics, e-MP (Market Place), and Business-to-business e-MP (business-to-business electronic payment settlement system). Over the past 10 years of its operation, the e-MP service (B2B e-commerce electronic payment systems) has contributed much to the growth of SMEs. The development of business-to-business e-commerce transactions systems and limits have provided a stable purchasing platform, improving corporate competitiveness. However. the project-based scale of credit guarantee institutions has limitations. To overcome these limitations, we propose a new model of direct or indirect government support for small business e-MP projects. This new model will support the B2B electronic commerce by allowing it to directly involve guarantee institutions directly in B2B online transactions. Therefore, this study urges government backing of the SME based B2B online business model with e-MP service.

• Monthly Korean Chicken
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• v.4 no.2 s.32
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• pp.2-8
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• 1998

가축수송차량등에 대한 소독실시요령 고시 - 농림부, 원산지표시제도 개선 - 미 곡물수입 농무성보증으로 10억불 수입가능 - 신용보증기금의 ${\ulcorner}$부동산 담보부 보증${\lrcorner}$허용 건의 - 미산 옥수수 등 곡물수급 불안 우려 - 우크라이나, 닭고기 수입 증가 추세 - 비위생적인 닭고기 생산 단속 시급 - 일본, 닭고기수입 10년전에 비해 $70{\%}$증가 - 닭고기가격 안정위해 긴급수매냉동비축 실시 - 고환율시대에도 냉동수입 닭고기 경쟁력 있어 - 동검, 중국산 가금육에서 가금인플루엔자 검출 - 수급조절방안으로 초생추 랜더링 실시

• Venture DIGEST
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• s.72
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• pp.16-17
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• 2005

지난 3월 23일 한국기술센터 국제회의장에서는‘기술가치평가와 연계한 기술금융 활성화 방안’을 논의하기 위한 정책포럼이 열렸다. 산자부가 주최한 포럼에서 박기영 정보과학기술보좌관은 기술가치평가의‘신뢰성 제고’와‘수요기반 확충’을 중심으로 기술가치평가시스템 구축 방안을 제시했으며, 박봉수 기술신용보증보증기금 이사장은‘기술신보의 기술가치평가시스템을 기술금융의 인프라로 적극 활용해 나갈 것’이라고 밝혔다. 장흥순 협회 공동회장은‘초기단계 벤처투자 활성화를 위한 정부의 역할’을 강조하였다. 이날 포럼은 연구기관, 중소∙벤처기업, 금융기관 관계자들이 참석해 기술가치평가에 대한 높은 관심과 중요성을 여실히 보여준 행사였다.

• Proceedings of the Korea Information Processing Society Conference
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• 2009.11a
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• pp.933-934
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• 2009

본 연구 과제에서 살펴보고자 하는 내용은 한국의 신용보증기금에서 운용하는 B2B전자상거래 보증을 어떤 업체가 가장 많이 사용하는지에 대한 분석을 Data mining 기법중의 하나인 군집분석의 밀도기반기법을 사용하여 알아본 후 본 연구상품에 가장 적합한 고객을 선정하여 타깃 마케팅에 이용하고자 한다. B2B 전자상거래 보증 상품을 사용하는 고객을 대상으로 어떤 기업고객이 본 상품을 잘 이용하는지, 어떤 기업에게 적용하기에 적절한 상품인지에 대해 살펴보고자 한다. 그 결과에 따라 영업에 활용할 타켓 고객이 누구인지를 찾아서 마케팅에 활용하는데 도움이 되고자 한다. B2B 전자상거래 대출 사용에 대한 증가 요인을 알아보고 본 제품이 기업에 주는 파급효과에 대해서도 살펴보고자 한다.

• International Area Studies Review
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• v.15 no.3
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• pp.369-392
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• 2011

A pure project finance is exposed to high default risk because it is made solely based on the business value of the project. Project finance with sinking funds can reduce the high default risk, in that it uses sinking funds to ensure the principal without requiring collaterals or guarantees. In view of economic efficiency, this paper analytically compares project finance with sinking funds to usual project finance and derives the condition for its superiority in corporate tax saving. Because sinking funds generate the repayments for the principal with compounding interest rates, in terms of effectiveness, project finance with sinking funds is suitable for long-term projects whose period is longer than 10 years. Pension funds can be good sources for project finance with sinking funds, since they should be managed to ensure stable investment returns for long periods.

• NEWSLETTER 전기공업
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• no.92-14 s.57
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• pp.1-16
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• 1992

• Digital Contents
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• no.1 s.56
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• pp.18-23
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• 1998

국내 데이터베이스 산업의 육성과 활성화를 위해 조선일보사와 한국데이터베이스진흥센터가 주관하고 정보통신부가 후원하여 마련된 데이터베이스 대상제도의 연말 대상작으로 일주데이타의 '입사원서 접수대행 DB'가 선정됐다. 또한, 우수상으로 한국장애인 재활협회의 '장애인재활정보 곰두리', 신용보증기금의 'CRETOP', 와이즈디베이스의 WISE-on-NET' 등이 선정되었다. 이들 DB의 서비스 내용 및 심사기준을 소개한다.