• Journal of Convergence for Information Technology
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• v.8 no.1
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• pp.301-312
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• 2018

The purpose of this study is to propose strategies for enhancing competitiveness through the utilization of policy funds, especially in the start-up companies supported by the Korea Credit Guarantee Fund. And then, the Korea Credit Guarantee Fund should develop 'user-centered policy funding model' in order to increase start-up's utilization of policy fund and support start-ups that are supported in the long run. The competitiveness of domestic start-up companies has been strengthened by 'user-centered policy funding model' and new innovations have been introduced through 'Living Lab', an open innovation. But, in order to overcome the limitation of reaching the stage of commercialization, the 'user-centered policy funding model' proposed in this study enables start-ups to be the subject of actual policy funding, and also allows users to freely apply for necessary funding at any time. Therefore, the Korea Credit Guarantee Fund has a significance in suggesting 'user-centered policy funding model' as a support model to be customized. However, since SMEs recognize the actual situation and limit acceptance of all the difficulties, the systematic analysis of the actual situation of the policy funds of the start-up by the credit guarantee fund and the related support institutions for the scientific approach of the user-oriented policy funding model need.

• Venture DIGEST
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• s.64
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• pp.22-23
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• 2004

협회는 11월 29일 코엑스인터콘티넨탈호텔에서 윤리위원회를 비롯해 협회 임원진, 코스닥증권시장, 코스닥위원회, 기술신용보증기금, 신용보증기금관계자 등이 참석한 가운데 벤처윤리위원회 확대간담회를 열었다. 윤리위원회는 제2의 벤처붐을 앞두고 있는 시점에서 벤처기업에 대한 신뢰회복 방안으로 윤리경영이 필수적임을 강조하면서 윤리경영이 확산될 수 있도록 인용기관에서 인센티브를 부여해 줄 것을 건의했다. 이에 관련 기관들은 평가툴(tool)이 개발되고 실제 검증을 할 수 있다면 세부적인 인센티브 부여안에 대해 협의해 나가겠다고 밝혔다. 또 인센티브 부여를 위한 실천방안으로 평가툴의 공동개발을 위한 테스크포스(TF)팀을 운영하기로 합의했다.

• CDE review
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• v.5 no.3
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• pp.39-41
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• 1999

우리 기술신용보증기금은 중소·벤처기업의 기술개발을 촉진하여 우량기업으로 성장·발전할 수 있도록 기술평가를 통한 신용보증 등 각종 지원사업을 수행하고 있다. 특히 각종법률에 의한 기술가치평가기관으로 지정되어 전국 7개 지역에 기술평가센터를 운영하고 있으며 동 센터에서는 기업이 보유하고 있는 기술에 대한 기술가치 및 사업성평가등 기술력 평가업무를 전문적으로 수행하고 있다. 최근 중소기업청, 정보통신부등의 중앙부터와 경기도등의 지방자치단테에서 추진하고 있는 중소기업 및 벤처창업 지원 관련한 우리기금의 업무 및 고유업무를 간략히 소개하고자 한다.

• Venture DIGEST
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• s.104
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• pp.63-66
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• 2007

• 방재와보험
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• s.157
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• pp.54-55
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• 2015

• Journal of the Korea Society for Simulation
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• v.28 no.3
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• pp.57-63
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• 2019

This study suggests the level of guaranteed reserves that should be accumulated in order to provide guaranteed interest contracts to pension members. To calculate the guaranteed reserve, this study employs the method using variable insurance contracts with guaranteed interest options. The average return of three major pensions (national pension, private teacher's pension, civil servants pension) funds, from 2010 to 2018, is set as the target rate of return and then we establish 0%, 1.0%, 1.5% and 2.0% each as our minimum guaranteed returns for their respective guaranteed reserves. Our results firstly show that gaps between each guaranteed reserves are increasing as times goes on. Second, the probability of shortfall reserve is on the decrease as the pension fund is mature. Conclusively, a long-term conservative balance between risk and return is one of the best investing strategies in pension funds providing the guaranteed interest.

• International Commerce and Information Review
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• v.15 no.1
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• pp.259-283
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• 2013

In this study has been suggested on the basis of the Court of Audit's report on trade insurance issues presented and the Export Credit Guarantee Insurance Improvement. First, the improvement insurance underwriting standards and come up with measures to improve the soundness of the insurance fund trading. In order to do this, (1) warranty for a lower credit companies strengthen underwriting standards, (2) raise short-term solvency and the accuracy of financial statements Review criteria Borrowings calculated based, (3) trustee companies Warranty Terms for improvement, (4) for closure of businesses quickly take measures of bond conservation measures. Second, through improved risk management measures to strengthen risk management for export credit guarantees are to be provided.

• Journal of Korean Electronics
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• v.25 no.2
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• pp.32-33
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• 2005

• Korean Architects
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• no.3 s.168
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• pp.35-46
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• 1983

• Journal of Digital Convergence
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• v.9 no.3
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• pp.31-46
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• 2011

This research suggests for efficient operation of the e-commerce guarantee financing system in domestic industries by reviewing the definition, current situation and problems of the e-commerce guarantee financing system in operation since 2001. Throughout the 10 years of the e-commerce guarantee financing system's implementation, technological development has solved many previously concerning factors. The goal of the study is to resolve the current issues of the e-commerce guarantee financing system and offer means by which to expand the accessibility of the system to domestic industries and further assistance to firms already using the system. One of the primary policies supported by the research is the reallocation of funds from archaic means of exchanging finances to the modem e-commerce guaranteed financing methods because of the increased transparency of the trading. Specifically, the funding operated by government guarantee agencies requires systematic promotion, justifying subsidies and tax breaks to companies that are using e-commerce guarantee financing because of the increased overall transparency. In addition, the benefits of e-commerce guarantee financing as a means of funding are numerous: the promotion of good business, relaxation of credit ratings for company loans, construction of the mobile operating system for small businesses, and creation of policy flexibility in operating fund agencies run by government. Future research areas include continued collection and analysis of the above data provided and new market feedback such as direct poll surveys of the operating staff in companies using e-commerce guarantee financing agencies.