• Smart Media Journal
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• v.2 no.3
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• pp.34-38
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• 2013

Several costs including printing and management are added in commerce by vouchers. In this case that a voucher is digitalized and flown through mobile phones, these costs are diminished considerably. Also, as mobile commerce is on the increase according to the activation of smart phones, NFC technology with near distance communication is gave attention to. Therefore, researches for using NFC-based electronic vouchers to pay electronically on mobile are made. To analyze the flow path of electronic vouchers, which helps marketing strategy, this paper proposes the method to put useful data into them. The proposed method utilizes object memory model. The proposed electronic voucher includes the block for flow history data in addition to its information. In the future, we will implement and test this electronic voucher.

• The Journal of Society for e-Business Studies
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• v.12 no.2
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• pp.1-16
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• 2007

Recently the computing environment has been moved to open architectures that include Web technologies. Web Service is one of import component of the new paradigm. This paper presents a design and implementation of GIS Web Service for mobile devices. As many mobile devices are equipped with GPS (Global Positioning System), it is required to handle the position information more effectively. We have extended the proxy program in the client device to actively send the context information to the server. Based on the context information the server determines the optimal service mode to a particular client. A working example of location?based GIS Web Service is also presented. By using Web Service standards and XML messages we can achieve the maximal interoperability for heterogeneous mobile devices.

• Convergence Security Journal
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• v.16 no.7
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• pp.13-19
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• 2016

Recently one of the main keywords representing of Korea is O2O The O2O market is an intersection of online commerce and offline commerce. The spread and popularization of smartphones transform payment market environment from online-based(PC) to mobile-based(Smartphone) which enable payment service expanses to on/off-line both markets. Due to this movement, data security is mo vulnerable than online-based payment service but the preference of serviceability, security threat becomes bigger.O2O service expansion is now at the stage of beginning with the limited influence, but could affect to the establishment of on/off line payment system of VAN and PG in the future. However, in the moment, the motivation to destruct the system is still weak. In this research, the possibility of Non-PG mobile payment service was suggested as a new way of mobile payment service by using PG. With suggestion, it could eliminate the issues of payment method beforehand and provide low fee to merchants.

• Journal of the Korea Society of Computer and Information
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• v.6 no.3
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• pp.1-10
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• 2001

Recently, way of Electronic Commerce is changing with increment of Internet users. In the previous way of commerce, users used to search for information by themselves. However, for user's convience, it can be done for users from one site. Mobile in order to provide users with such service. By the mobile agent-based Electronic Commerce system, users can get information from one site, and service companies can provide various and useful information to users. This is very important for construction of reliable Electronic Commerce environment, However, in generally used mobile agent-based platforms, the user should know URL information. and it is based on search engines. And as user's requirement levels become higher, they want to be provided with integrated and summarized service. In this paper, we implement product-trading system by applying mobile agent concept in order to satisfy user's requirement of getting required information from one site with minimal mouse click. For implementing the product trading system, E-speak, which is a platform for E-Service, is used And contents are saved as XML documents and data are shared based on these documents.

• Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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• 2013.05a
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• pp.227-230
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• 2013

Financial transactions using a mobile terminal and the Internet is activated, it is a stock exchange enabled using mobile devices and the Internet. Koscom in charge of IT operations of securities transaction-related in (securities ISAC), to analyze the vulnerability of information security related to securities transactions, which corresponds to running the integrated security control system. Online stock trading is a subject to the Personal Information Protection Act, electronic systems of related, has been designated as the main information and communication infrastructure to, damage financial carelessness of the user, such as by hacking is expected to are. As a result, research on the key vulnerabilities of information security fields related to securities business cancer decoding of the Securities and Exchange packet, through the analysis of security events and integrated security control is needed.

• 한국정보통신설비학회:학술대회논문집
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• 2005.08a
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• pp.333-337
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• 2005

본 논문은 이동통신 단말기(휴대폰)을 이용한 금융권의 모바일 계좌결제 서비스 플랫폼에 관한 것으로서 더 상세하게는 실명 인증된 이동통신 단말기 번호와 주요 거래은행의 계좌를 연계하여 등록하고 등록된 이동통신 단말기를 이용하여 전기요금, 가스요금 등의 지로 공과금과 홈쇼핑 구매 대금, 유무선 온라인 이용 및 구매 대금과 같은 각종 결제 요청 금액의 청구 내역을 이동통신 URL 단문 메세지 서비스(Call Back URL SMS)를 통하여 통보받고 그 청구내역을 이동통신 단말기를 통해 바로 조회하고 이용자의 선택에 따라 해당 결제요청 금액을 이동통신 단말기를 통해 이용자 및 거래처의 계좌번호 입력 없이 바로 언제 어디서나 편리하게 계좌결제 처리할 수 있도록 함으로써 각종 결제요청 금액의 납부 편의성과 이동통신 단말기의 기능성 향상을 달성하고 나아가 산업 관련업체(은행, 이동통신사, 결제청구기관)의 대고객 서비스의 향상 및 비용 절감을 도모할 수 있도록 한 이동 통신 단말기를 이용한 계좌결제방법 및 시스템에 관한 것이다.

• Proceedings of the Korea Information Processing Society Conference
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• 2015.10a
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• pp.575-577
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• 2015

최근 스마트 기기를 통한 농업활동을 통해 생산과 유통, 소비에서 새로운 유통체계를 구축하기 위한 노력이 활발해지고, 스마트 모바일 기기와 IT융합으로 유통, 판매 구조가 빠르게 변함에 따라 차세대 유통모델인 가상공간에서의 농산물 거래를 위한 서비스 모델 개발이 필요한 시점이다. 본 연구에서 제안하는 가상공간에서의 농산물 서비스 모델은 모바일 통합 플랫폼으로 스마트폰(App)을 통하여 서비스를 제공한다.

• Journal of Digital Convergence
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• v.19 no.7
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• pp.147-154
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• 2021

The pandemic age came to us after the COVID19 broke out in the early of 2020, which resulted in many changes in our everyday life. One of the changes is non-contact transactions in economic activities, especially contact-free financial transactions are ever-increasing activities in the pandemic age. In non-contact financial transactions, security and trust are important issues that users are concerned about the most. So the paper examines how security and trust have effects on the attitudes of bank customers who use mobile banking applications on their smartphones. The study conducted factor ananlysis to extract research constructs using survey data gathered during Nobember of 2020 through February of 2021 across the nation. After extracting the constructs, the study checked validity, sampling adequacy, and internal reliability with KMO, Bartlett's test, and Crombach Alpha respectively. To make sure the purpose of the study, I do regression analysis. All factors of attitude had impacts on willingness on both of transactions and purchasing financial products. The results could give guidelines banks which want to attract more customers in open-banking environment through ever-more secure and trusty mobile banking application.

• Proceedings of the Korean Operations and Management Science Society Conference
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• 2003.05a
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• pp.285-292
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• 2003

시멘틱 웹은 전자거래의 지능화 및 자동화를 실현하기 위한 필수적인 요소로 인식되어가고 있다. 시멘틱 웹에서 사용자와 서비스 정보가 공유되고, 위치, 날씨, 일정과 같은 사용자의 컨텍스트 정보를 활용하여 모바일 장치를 통해 고부가가치의 개인화된 모바일 서비스를 제공하는 것은 그 유용성에 비하여 아직 실제 사용하는 사례가 드물었다. 본 논문에서는 카네기멜론대학에서 실제로 추진되었던 Mycampus 프로젝트에 참여한 경험을 바탕으로 시멘틱 웹과 컨텍스트 기반의 모바일 서비스의 구현 방법과 교훈들을 밝히고자 한다.

• Proceedings of the CALSEC Conference
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• 2002.01a
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• pp.211-213
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• 2002

ㆍ Server Wallet ㆍ서버에 고객정보 및 결제정보 저장 ㆍ상용 단말기로 구성 가능 ㆍ정보의 노출로 보안 취약 ㆍ Embedded Wallet ㆍ단말기에 고객정보 및 결제정보 암호화 저장 ㆍ단말기 Upgrade 및 새로운 사양의 단말기 ㆍ Wallet Porting 및 변경에 따른 부담 ㆍ강화된 보안 ㆍ Download Wallet ㆍ필요에 따라 Wallet을 Download하여 단말기에 저장 사용 ㆍJAVA 기반의 단말기에서만 가능 ㆍWallet 유지보수 용이(중략)