The purpose of this study is to improve bankruptcy prediction models by using a novel hybrid under-sampling approach. Most prior studies have tried to enhance the accuracy of bankruptcy prediction models by improving the classification methods involved. In contrast, we focus on appropriate data preprocessing as a means of enhancing accuracy. In particular, we aim to develop an effective sampling approach for bankruptcy prediction, since most prediction models suffer from class imbalance problems. The approach proposed in this study is a hybrid under-sampling method that combines the k-Reverse Nearest Neighbor (k-RNN) and one-class support vector machine (OCSVM) approaches. k-RNN can effectively eliminate outliers, while OCSVM contributes to the selection of informative training samples from majority class data. To validate our proposed approach, we have applied it to data from H Bank's non-external auditing companies in Korea, and compared the performances of the classifiers with the proposed under-sampling and random sampling data. The empirical results show that the proposed under-sampling approach generally improves the accuracy of classifiers, such as logistic regression, discriminant analysis, decision tree, and support vector machines. They also show that the proposed under-sampling approach reduces the risk of false negative errors, which lead to higher misclassification costs.
Journal of the Korea Institute of Information and Communication Engineering
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제12권9호
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pp.1575-1583
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2008
Wireless sensor network has merit of low-power, low-cost and self-organization network, so there are many researches substituted for existing wire network. As structure reinforcement work need a high accuracy, many sensors are installed in structure and connected with data logger for monitoring. However this wire data logger method takes a long time to install wires and installed wires obstruct to work. Additionally, wire data logger method represent sensor data by only numeric and graph, it is not able to support a rapid decision-making for working. To resolve wiring problem and support decision-making, we designed and implemented the monitoring system based in wireless sensor network. For verifying performance, accuracy and availability, we simulated and tested our system in real field. Consequently, wireless sensor network method is easier to install and deploy than wire data logger method, user is able to monitor instinctively and overall by 3D representation of structure and sensors, and it show not only accuracy but also performance for many sensors.
As we enter a high industrial society that widens the gap between the rich and poor, demand for the security services has grown explosively. With the growth in quantitative expansion of security services, people have also placed increased requirements on more sophisticated and diversified security services. Consequently, market outlook for private security services industry is positive. However, Korea's private security services companies are experiencing difficulties in finding a direction to capture this new market opportunity due to their small sizes and lack of management-strategic thinking skills. Therefore, we intend to offer a direction of development for our private security services industry using a management-strategy theory and the Analytic Hierarchy Process(AHP), a structured decision-making method. A resource-based theory is one of the important management strategy theories. It explains that a company's overall performance is primarily determined by its competitive resources. Using this theory, we could analyze a company's unique resources and core competencies and set a strategic direction for the company accordingly. The usefulness and validity of this theory has been demonstrated as it has often been subject to empirical verification since 1990s. Based on this theory, we outlined a set of basic procedures to establish a management strategy for the private security services companies. We also used the AHP method to identify competitive resources, core competencies, and strategies from private security services companies in contrast with public companies. The AHP method is a technique that can be used in the decision making process by quantifying experts' knowledge and unstructured problems. This is a verified method that has been used in the management decision making in the corporate environment as well as for the various academic studies. In order to perform this method, we gathered data from 11 experts from academic, industrial, and research sectors and drew distinctive resources, competencies, and strategic direction for private security services companies vis-a-vis public organizations. Through this process, we came to the conclusion that private security services companies generally have intangible resources as their distinctive resources compared with public organization. Among those intangible resources, relational resources, customer information, and technologies were analyzed as important. In contrast, tangible resources such as equipment, funds, distribution channels are found to be relatively scarce. We also found the competencies in sales and marketing and new product development as core competencies. We chose a concentration strategy focusing on a particular market segment as a strategic direction considering these resources and competencies of private security services companies. A concentration strategy is the right fit for smaller companies as a strategy to allow them to focus all of their efforts on target customers in a single segment. Thus, private security services companies would face the important tasks such as developing a new market and appropriate products for such market segment and continuing marketing activities to manage their customers. Additionally, continuous recruitment is required to facilitate the effective use of human resources in order to strengthen their marketing competency in a long term.
Journal of the Korean Data and Information Science Society
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제25권1호
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pp.27-36
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2014
Statistical analysis provides information that can be applied to draw final decisions in many fields. However, statistical analysis program for PC (personal computer) is yet restricted by time and space. To minimize this issue, a server based PC statistic analysis program using internet in addition to web based system allowing statistical analysis have been continually developed. However, the current web based analysis system is limited to the data that is saved on the server. Data that is modified or newly inserted must go through a server administrator before its use in analysis. In order to solve this problem, we have developed a web based system using HTML, java, JSP scripts to incorporate dynamic data without much restriction.
Three-dimensional modeling of cities in the real-world is an essential task for city planning and decision-making. And many three-dimensional city models are being developed with the development of wireless Internet and location-based services that identify the location of users and provide the information increases for consumers. Especially, in case of urban areas of Korea, indoor space modeling as well as outdoor is needed due to the high-rise buildings densities. Also location-based services should be provided through spatial analysis such as the shortest path based on a space model. Many studies of three-dimensional city models are feature models. In a feature model, space is represented by combining primitives, and relationships among spaces are represented only if shared primitives are detected. So relationships between complex three-dimensional objects in space is difficult to be defined through the feature models. In this study, Navigable space-relation model(NSRM) is developed, which is topological data model for efficient representation of spatial relationships between objects based on the network structure.
Kim, Dal-Ho;Shin, Im-Hee;Choe, Jung-Youn;Kim, Sang-Gyung;Park, Chun-Woo;Kwak, Sang-Gyu
Journal of the Korean Data and Information Science Society
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제23권1호
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pp.191-198
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2012
Statistical analysis is a process which produces information based on data gathering and summary for final decision. In various application fields, we obtain information which supports final decision using statistical analysis. But statistical software program in PC (personal computer) is restricted by time and space. So web based system which can be used in web browser has been developed to minimize these restrictions. To overcome these restrictions, we have developed web based system for statistical analysis without a particular software.
KIPS Transactions on Software and Data Engineering
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제2권5호
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pp.311-318
/
2013
Recently, there have been many studies on RFID-based SCM. Yet, studies of synchronizing errors caused by tracking logistics information in supply chain, and activating & monitoring RFID infra is still insufficient. Also, there is no case of developing the intelligent SCM system enabling total monitoring and controlling RFID Infra by applying these technologies. Logistics information synchronization based Smart SCM model is intelligent supply chain service model to monitor the status of the RFID equipments in supply chain and the synchronization of the logistics process in each logistics point through one integrated view, as well as to react instantly by providing the information to help the various decision makings, when the emergency occurs. By adopting global logistics standard, RFID related standard specification, EPCIS standard, and SSI middleware platform, this model provides the domestic standard specification.
As social data become into the spotlight, mainstream web search engines provide data indicate how many people searched specific keyword: Web Search Traffic data. Web search traffic information is collection of each crowd that search for specific keyword. In a various area, web search traffic can be used as one of useful variables that represent the attention of common users on specific interests. A lot of studies uses web search traffic data to nowcast or forecast social phenomenon such as epidemic prediction, consumer pattern analysis, product life cycle, financial invest modeling and so on. Also web search traffic data have begun to be applied to predict tourist inbound. Proper demand prediction is needed because tourism is high value-added industry as increasing employment and foreign exchange. Among those tourists, especially Chinese tourists: Youke is continuously growing nowadays, Youke has been largest tourist inbound of Korea tourism for many years and tourism profits per one Youke as well. It is important that research into proper demand prediction approaches of Youke in both public and private sector. Accurate tourism demands prediction is important to efficient decision making in a limited resource. This study suggests improved model that reflects latest issue of society by presented the attention from group of individual. Trip abroad is generally high-involvement activity so that potential tourists likely deep into searching for information about their own trip. Web search traffic data presents tourists' attention in the process of preparation their journey instantaneous and dynamic way. So that this study attempted select key words that potential Chinese tourists likely searched out internet. Baidu-Chinese biggest web search engine that share over 80%- provides users with accessing to web search traffic data. Qualitative interview with potential tourists helps us to understand the information search behavior before a trip and identify the keywords for this study. Selected key words of web search traffic are categorized by how much directly related to "Korean Tourism" in a three levels. Classifying categories helps to find out which keyword can explain Youke inbound demands from close one to far one as distance of category. Web search traffic data of each key words gathered by web crawler developed to crawling web search data onto Baidu Index. Using automatically gathered variable data, linear model is designed by multiple regression analysis for suitable for operational application of decision and policy making because of easiness to explanation about variables' effective relationship. After regression linear models have composed, comparing with model composed traditional variables and model additional input web search traffic data variables to traditional model has conducted by significance and R squared. after comparing performance of models, final model is composed. Final regression model has improved explanation and advantage of real-time immediacy and convenience than traditional model. Furthermore, this study demonstrates system intuitively visualized to general use -Youke Mining solution has several functions of tourist decision making including embed final regression model. Youke Mining solution has algorithm based on data science and well-designed simple interface. In the end this research suggests three significant meanings on theoretical, practical and political aspects. Theoretically, Youke Mining system and the model in this research are the first step on the Youke inbound prediction using interactive and instant variable: web search traffic information represents tourists' attention while prepare their trip. Baidu web search traffic data has more than 80% of web search engine market. Practically, Baidu data could represent attention of the potential tourists who prepare their own tour as real-time. Finally, in political way, designed Chinese tourist demands prediction model based on web search traffic can be used to tourism decision making for efficient managing of resource and optimizing opportunity for successful policy.
Big data analysis is analyzed and used in a variety of management and industrial sites, and plays an important role in management decision making. The job competency of big data analysis personnel engaged in management analysis work does not necessarily require the acquisition of microscopic IT skills, but requires a variety of experiences and humanities knowledge and analytical skills as a Data Scientist. However, big data education by state-run and state-run educational institutions and job education institutions based on the National Competency Standards (NCS) is proceeding in terms of software engineering, and this teaching methodology can have difficult and inefficient consequences for non-technical majors. Therefore, we analyzed the current Big Data platform and its related technologies and defined which of them are the requisite job competency requirements for field personnel. Based on this, the education courses for big data analysis and visualization techniques were organized for non-technical-based majors. This specialized curriculum was conducted by working-level officials of financial institutions engaged in management analysis at the management site and was able to achieve better educational effects The education methods presented in this study will effectively carry out big data tasks across industries and encourage visualization of big data analysis for non-technical professionals.
Journal of the Korea Institute of Information Security & Cryptology
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제25권1호
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pp.133-146
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2015
Ever sophisticated e-finance fraud techniques have led to an increasing number of reported phishing incidents. Financial authorities, in response, have recommended that we enhance existing Fraud Detection Systems (FDS) of banks and other financial institutions. FDSs are systems designed to prevent e-finance accidents through real-time access and validity checks on client transactions. The effectiveness of an FDS depends largely on how fast it can analyze and detect abnormalities in large amounts of customer transaction data. In this study we detect fraudulent transaction patterns and establish detection rules through e-finance accident data analyses. Abnormalities are flagged by comparing individual client transaction patterns with client profiles, using the ruleset. We propose an effective flagging method that uses decision trees to normalize detection rules. In demonstration, we extracted customer usage patterns, customer profile informations and detection rules from the e-finance accident data of an actual domestic(Korean) bank. We then compared the results of our decision tree-normalized detection rules with the results of a sequential detection and confirmed the efficiency of our methods.
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