• Title/Summary/Keyword: 노후 경제적 준비

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A study on the preparation for old age and depression (노후준비와 우울에 관한 연구)

  • Kim, Hyo-Shin
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.3 no.4
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    • pp.117-128
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    • 2008
  • The purpose of this study was to identify related variables of preparation for old age and explore the differences of depression according to preparation for old age. The data were collected by structured questionnaire for a month. Subjects were 270 persons aged 20-60. The major findings of this study were as follows. First, There were significant differences in preparation for old age between age, subjective economical status, monthly family income, ownership of private house. Second, depression was significantly low in preparation group for old age compare to non-preparation group for old age. Preparation for old age should be planned to decrease depression and comfortable senescence in the future.

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The Effects of Preparation for Aging of the Elderly on Life Satisfaction & Mediating Effects of Social Support (노인의 노후준비가 삶의 만족도에 미치는 영향과 사회적 지지의 매개효과)

  • Song, Kee-Young
    • The Journal of the Korea Contents Association
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    • v.19 no.9
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    • pp.593-600
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    • 2019
  • The aim of this study is to enhance the level of life satisfaction of the elderly as the aging population grows in readiness for increased old age, beginning with interest in improving the quality of life of the elderly. For this purpose, the subtype of preparation for aging was set as multi-independent variables by organizing it into physical preparation for aging, economic preparation for aging, and emotional & social preparation for aging. Structural relationships between variables was identified by social support a parameter variable and life satisfaction a dependent variable. It was also verified that the social support between subtypes of preparation for aging and life satisfaction had a mediating effect. The subjects of this study are 4,058 elderly people who are over the age of 65. They were originally extracted from the 3rd and 5th additional survey of Korean Retirement and Income Study. For data analysis purposes, SPSS 25.0 and SPSS PROCESS macro v2.16 were used. The results of this study are as followed. The emotional & social preparation for aging not only had a significant direct effect on successful aging, but also resulted in indirect effect on successful aging through life satisfaction. On the basis of the results, this study provided the social welfare policy and practical suggestions to enhance the preparation for aging and social support, which are the key to improving life satisfaction of the elderly.

Awareness of Korean Elderly on Aged Life (한국 노인의 노후생활에 관한 인식)

  • Lee, Jun Woo;Lee, Hyun A;Hwang, Jun Ho
    • 한국노년학
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    • v.31 no.3
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    • pp.711-732
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    • 2011
  • The purpose of this study is to understand the meaning and essence of aged life, which Korean elderly experience in real life and restructure them in the context of time and culture. In order to do so an in-depth interview was done with 15 elderlies over the age of 60 living in Hwaseong City, an urban-rural composite area in Gyeonggi Province where diverse elderlies could be found. In result, first, Korean elderly's understanding of aged life had physical, familial, economical, leisure, and social restoration aspects. Second, it was found that the degree of understanding about preparation for aging and preparedness is quite low. Third, as the gap between actual preparation for aging and aged life that elderly dreamed of became wider 'resentment on children', 'denial of reality', 'physical and economical change', and 'experience from prolongation of life-cycle' was found. Based on such results following suggestions could be made. First, the awareness of aged life and preparation for aging should be strengthened and there is a need for diverse educations aiming successful aged life. Second, elderly welfare policy and practical intervention with an integrated perspective based on the realm of life-cycle are demanded. Third, there is a need to strengthen the Aged Income Maintenance System for existing elder generation. Fourth, an intervention about adaptation and coping means of life event is needed. Lastly, there is a need to expand and carry out the aged life planning program for future elder generation.

The Images of the Elderly Perceived by Mid and Older-aged Adults and Their Preparation for Later Life (중장년층이 인식하는 노인 이미지와 노후생활 준비도)

  • Yeo, Yeon-Jung;Kim, Jin-Sook
    • The Journal of the Convergence on Culture Technology
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    • v.6 no.2
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    • pp.257-262
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    • 2020
  • This study recruited adults aged 35 to 64 living in Daegu and Gyeongsang buk-do to analyze the images of the elderly perceived by the mid and older- aged adults and their preparation for later life. The results of this study are as follows: First, as for the images of elderly people recognized by the research subjects, psychological images were the most positive, followed by physical and social images. Those with a higher education level, full-time job, and parents alive had more positive images of the elderly. The psychological images were better in those married compared to singles or divorcees, and the higher the age considered as elderly, the better the psychological and social images of the elderly. Second, preparation for later life in the mid and older-aged adults was better in order of emotional and physical preparation, whereas economic and leisure and social preparation were not enough. Those who are female, those with a higher education level, higher average monthly household income, professional job, and full-time job, and those who have an older age in mind as a definition of elderly have been better prepared for later life. Third, it was found that the sub-factors of their images of elderly people and preparation for later life affected each other, and the more positive their images of elderly people, the better they had been prepared for later in life. The results of this research suggests a desirable direction for improving the images of the elderly, implicating the necessity of exploring measures to provide individual and social support and developing educational programs for successful life after retirement.

The Effect of Preparation for Old Age on Life Satisfaction in Middle-aged People: Focusing on Mediating Effects of Self-Efficacy (중장년층의 노후준비가 삶의 만족도에 미치는 영향: 자기효능감의 매개효과를 중심으로)

  • Yeom, In-Sook
    • The Journal of the Korea Contents Association
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    • v.19 no.10
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    • pp.472-486
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    • 2019
  • This study was conducted to analyze the influence relationship between the elderly's readiness for old age and life satisfaction, and to verify the mediating effect of self-efficacy in the influence relationship between the elderly's readiness for old age and life satisfaction. For this, a survey was conducted on middle-aged people in Seoul and Gyeonggi-do, and frequency analysis, correlation analysis, and hierarchical regression analysis were conducted using SPSS 25.0. As a result of the analysis, life satisfaction was influenced by self-efficacy, social preparation for old age, physical preparation for old age, economic preparation for old age, and academic ability in order and It was confirmed that psychological factors rather than demographic characteristics were more influential factors on life satisfaction of middle-aged people. In addition, self-efficacy had a mediating effect on the relationship between the degree of preparation for old age and life satisfaction. Based on this, the alternatives to raise the life satisfaction of middle-aged people, the limitations of this study, and the follow-up studies were discussed.

Relations between the Middle Aged's Perception of Successful Aging and their Preparations for the Old Age (중년층의 성공적 노화인식과 노후준비와의 관계에 관한 연구)

  • Kang, Sung-Ok;Ha, Kyu-Soo
    • Journal of Digital Convergence
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    • v.11 no.12
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    • pp.121-144
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    • 2013
  • The purpose of this study is to explore the effects of the middle aged's perception of successful aging on their preparations for the old age. We used data from 350 participants, aged 35-64 in Seoul-Gyonggi region. The hierachial regression analysis estimated the relation between the middle aged's perception on successful aging and their preparations for the old age. The findings indicate that the middle aged's level of preparations for the old age was slightly higher than average. The level of their emotional preparation appeared highest and the level of economical preparation showed lowest. The perception of successful aging indicated relatively high, and especially the level of comfortable everyday life showed highest. The results also showed that personal characteristics influencing on preparations for the old age were sex, age, marriage status, religion, occupation, monthly income, health condition, level of plan for the old age, and social activities frequency, and demonstrated that the perception of successful aging effected on preparations for the old age positively.

Financial Literacy and Financial Preparedness for Retirement among Middle Aged North Korea Defectors: Using a Path Analysis (중장년 북한이탈주민의 금융이해력과 노후금융준비에 대한 경로분석)

  • Kim, Jeungkun;Kim, Hyo Ju
    • 한국노년학
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    • v.38 no.2
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    • pp.291-308
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    • 2018
  • The purpose of this study is to analyze the factors influencing financial preparedness for retirement of the middle-aged North Korean defectors (resettling in South Korea) using concepts of 'financial literacy' and 'financial inclusion'. Those questioned were 100 North Korean defectors of 40-60 years-old residing in Seoul and Gyeonggi-do Province selected by convenience sampling, one of the non-probability sampling. Path analysis is used as a main analysis method. The results of the study show a direct effect in which increased financial literacy resulted in better financial preparedness for retirement among middle-aged North Korean defectors at a statistically significant level. In addition, by boost-trapping method, financial inclusion has its mediating effect on the relationship between financial literacy and financial preparedness for retirement. However, this study shows that influence of financial literacy on financial preparedness for retirement is different across economic statues. The mediating effect of financial inclusion on the relationship between financial literacy and financial preparedness is statistically significant only for the low-income group. Meanwhile, for the above average income group, financial literacy has a direct effect on the financial preparedness after retirement at a statistically significant level. Based on these results, this study suggests practical and policy implementation such as necessity of customized financial education suited to their economic status, development of financial instruments for retirement, introduction of financial social workers to prepare stable old age of North Korean defectors.

Effects of the Preparation for the Old Age and Social Networks on Enterpreneurial Intentions (노인준비와 사회적네트워크가 창업의지에 미치는 영향)

  • Kim, Eun Kyoung;Kang, Young Sook
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.11 no.5
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    • pp.105-115
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    • 2016
  • The purpose of this study was to analyze the influencing relationships among the preparation for the old age, social networks, and the enterpreneurial intention of the potential enterpreneurs. 305 numbers of structured questionnaires were collected from the potential enterpreneurs and analyzed through SPSS WIN 21.0 using frequency, validity test, t-test, ANOVA, and regression analysis. The result are as follows. Firstly, the effects of the emotional and economical preparation for the old age on the entrepreneural intention of the potential enterpreneurs were shown as negative. Secondly, the social networks affects the enterpreneural intention of the potential enterpreneurs negatively.

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Effects of the Personality Traits of Baby Boomers on the Preparation Behaviors for the Old Age -Focused on the Cheon-An Industrial Complex's Workers- (베이비부머의 성격특성이 노후준비행동에 미치는 영향 -천안지역 공단 근로자를 중심으로-)

  • You, In-Soon;Choi, Soo-Il
    • The Journal of the Korea Contents Association
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    • v.12 no.4
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    • pp.245-262
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    • 2012
  • The purpose of this study is to find out the differences in personality traits and preparation level of the baby boomers for the old age by the demographic factors and to analyze the effect of Big 5 on preparation for the old age. The 331 questionnaires were distributed among workers born in 1955 to 1963 in the Chunan industrial complex. And the frequency analysis, factor analysis, reliability analysis, t-test, ANOVA, hierarchical regression analysis for the collected data were conducted with program SPSS 18.0 The findings are as follows. First, there is a partial difference in personality and preparation for the old age by the demographic factors. Second, extraversion, openness to experience and conscientiousness from personality have a positive effect on physical preparation for the old age while neuroticism has a negative effect on it. And there is no relationship between agreeableness and personality. Third, conscientiousness, openness to experience and extraversion have a positive effect on social preparation for the old age, but neuroticism and agreeableness do no affect it. Fourth, neuroticism,extraversion,openness to experience and conscientiousness have a positive effect on economic preparation for the old age, but agreeableness does not have any relationship with economic preparation.

A Study on the Factors Affecting the Recognition of Age Preparation for Middle and Old Aged (중·장년 노후생활인식에 영향을 미치는 요인에 관한 연구)

  • Lee, Kuk-Gwen;Kim, Jae Ho
    • The Journal of the Convergence on Culture Technology
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    • v.5 no.2
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    • pp.189-194
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    • 2019
  • In this research, it is the research which carried out the fact-finding for the preparation of old age targeting middle and middle age. After requesting a questionnaire survey for middle-aged and elderly people, it was carried out by the method of collection. A total of 350 copies were distributed, and there were a lot of questions that were poor in response or lacking. Except for the 39 copies, a total of 311 copies of SPSS 22.0 were tried and frequency analysis, t-test and oneway ANOVA were performed. Targeting middle-aged and elderly people, we grasped the difference in regional characteristics and differences in life of old-aged people. The purpose of this study is as follows. First of all, the difference of life in old age according to the socio-demographic characteristics of middle and middle age, second middle and middle age, socio-demographic, economic, life in old age, living in physical age, or social old age It is the provision of basic materials for the preparation of old age by grasping the difference of life.