• The Journal of Society for e-Business Studies
• /
• v.16 no.4
• /
• pp.155-172
• /
• 2011

The purpose of this study is to examine factors affecting an individual's acceptance of mobile banking, which is a typical example of smartphone based self-service. We derive three personal traits(positive technology readiness, negative technology readiness and individual's expertise) as antecedent variables that affect intention to use mobile banking from previous studies, and adopt a technology readiness and acceptance model(TRAM) to investigate factors that determine an individual's intention to use mobile banking. TRAM, which integrates technology readiness index(TRI) into the technology acceptance model (TAM) in the context of consumer adoption of e-service systems, is adopted to examine personal traits influencing on the factors forming the attitude of mobile banking. The new findings of this study are as follows. First, individual's expertise and positive technology readiness(ptr) have significant effect on both perceived usefulness and perceived easy of use. However, negative technology readiness(ntr) has significant effect on only perceived easy of use.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
• /
• v.18 no.2
• /
• pp.35-52
• /
• 2023

Recently, as the non-face-to-face environment has developed due to COVID-19 and environmental pollution, the importance of online digital healthcare is increasing, and venture start-ups and activities such as health care, telemedicine, and digital treatments are also actively underway. This study conducted the impact on the acceptability of digital healthcare smartwatches with an integrated approach of the expanded integrated technology acceptance model (UTAUT2) and the behavioral inference model (BRT). The most advanced integrated technology acceptance model for innovative technology acceptance research was used to identify major factors such as utility expectations, social effects, convenience, price barriers, lack of alternatives, and behavioral intentions. For the study, about 410 responses from ordinary people in their teens to 60s across the country were collected, and based on this, the hypothesis was verified using structural equations after testing reliability and validity of the data. SPSS 23 and AMOS 23 were used for research analysis. Studies have shown that personal innovation has a significant impact on the reasons for acceptance (use value, social impact, convenience of use), attitude, and non-use (price barriers, lack of alternatives, and barriers to use). These results are the same as the results of previous studies that confirmed the influence of the main value of innovative ICT on user acceptance intention. In addition, the reason for acceptance had a significant effect on attitude, but the effect of the reason for non-acceptance was not significant. It can be analyzed that consumers are interested in new ICT products and new services, but purchase them more carefully and selectively. This study has evolved from the acceptance analysis of general-purpose consumer innovation technology to the acceptance analysis of consumer value in smartwatch digital healthcare, which is a new and important area in the future. Industrially, it can contribute to the product's purchase and marketing. It is hoped that this study will contribute to increasing research in the digital healthcare sector, which will play an important role in our lives in the future, and that it will develop into in-depth factors that are more suitable for consumer value through integrated approach models and integrated analysis of consumer acceptance and non-acceptance.

• Journal of Korea Society of Industrial Information Systems
• /
• v.14 no.5
• /
• pp.209-225
• /
• 2009

This research has been studied to analyze affecting factors for the consumer's acceptance to mobile advertisement by worldwide survey into mobile users of Korea, U.S. and Japan. Based on TAM & Flow theory, our research adopts some factors for a theoretical model such as entertainment, information, irritation, credibility, flow experience, attitudes and acceptance intention. And our research collects data from common consumers & students of each countries to try comparative study with mobile users who has different scope & environment of markets. This data was analyzed based on using AMOS, the structural equation modeling and a second-generation multi variant technique, and has gained distinct advantages over other technique.

• Journal of Advanced Navigation Technology
• /
• v.18 no.6
• /
• pp.609-618
• /
• 2014

Information system audit, by checking overall matters about constructing and managing information system, has to contribute to improvement of information system's quality and improving performance of projects. For this, an auditor has to present objective corroborative facts which back up result of audit and ways of improvement, but in reality, general(especially businessmen's) cognition is that audit is biased by way too subjective opinions. Local experience and theoretical research until now propose that tools of automating audit will be an active means of systematically collecting and proposing these objective evidences of audit. This research not only verified that in the field of audit, phenomenon of technology application can be explained and predicted by applying TAM, but it also contributed in extending theoretical base on information technology and audit by distinguishing several characteristics which appear in the process of the model's application and analysis.

• Proceedings of the Korea Association of Information Systems Conference
• /
• 2004.11a
• /
• pp.298-311
• /
• 2004

• Journal of the Korea Institute of Information and Communication Engineering
• /
• v.13 no.12
• /
• pp.2489-2497
• /
• 2009

The objective of this research is to get the lesson of the policy by searching the factors of technology acceptance focused on u-Health system. For the purpose of this research, this study presented the concept of u-Health and literature review associated with technology acceptance. Also, this research analyzed the factors affecting 'acceptance of u-Health system'. As a result of the analysis, the first factor affecting acceptance of u-health system is 'self-efficacy' and the second factor is 'connecting'. These results showed characteristics of the innovative aspects and the 'anytime and anywhere' in the ubiquitous concept. Therefore, considering these factors when developing with the priority of u-health system will be able to increase the likelihood of business revenue.

• Journal of Digital Convergence
• /
• v.14 no.7
• /
• pp.57-72
• /
• 2016

Sharing economy services are expanding, as the efficiency of the resources is enhanced by sharing the resources of the individual consumers and also the direction of consumption is changed to fulfill needs of individual. Therefore, this paper develops the empirical analysis model by considering the features of sharing economy services, and conducts study by utilizing the extended TAM by adding price sensitivity, reliability and perceived enjoyment to TAM in order to analyze the factors that affect the use intention of sharing economy services and to reflect the distinctiveness of sharing economy services. The results of the analysis showed that price sensitivity, self-efficacy, technology innovation, reliability, perceived usefulness, perceived ease of use, perceived enjoyment and use intention are affected in different ways. This study is able to provide clear understanding for use intention of sharing economy services, also implications for expanded use intention to the consumers.

• Proceedings of the Korea Society for Industrial Systems Conference
• /
• 2008.10b
• /
• pp.91-95
• /
• 2008

본 연구의 목적은 신규 금융보안서비스(OTP, HSM)의 채택에 있어 개인사용자에게 영향을 미치는 요인을 도출하고자 함에 있다. 연구방법으로는 기술수용모형(TAM)을 기반으로 새롭게 보안에 관한 변수를 추가하여 확장된 기술수용모형을 사용하였다. 현재 등급별 이체한도에 따라 기업의 거래이용수단에 적용되는 제약은 향후 개인사용자에게의 확대될 예정이다. 따라서 본 연구는 개인사용자를 대상으로 하여 실증적인 연구를 실시하였다. 분석 결과, 신규 금융보안서비스의 채택에 있어서 개인사용자는 인지된 편의성과 보안성을 직접적으로 수용의도에 반영하지는 않지만 인지된 유용성을 통해 간접적으로 반영하고 있으며 직접적으로 수용의도에 영향을 미치는 요인으로는 인지된 유용성만이 유일한 것을 밝혀내었다. 따라서 본 논문은 금융보안서비스가 개인에게 확장될 경우 가장 중요한 요인이 인지된 유용성이라는 사실과 인지된 유용성은 보안성보다는 사용자의 용이성에 더 많은 영향을 받음을 확인함으로써 향후 실사용자가 될 대상에게 더 유용하고 용이한 금융보안서비스를 제공해야 함을 시사하는 바이다.

• The Journal of the Convergence on Culture Technology
• /
• v.6 no.3
• /
• pp.327-334
• /
• 2020

Recently, mobile and smart devices are rapidly spreading. As a result, real estate services, which were formerly face-to-face, have now been replaced by mobile environments. This study focuses on the real estate app service and 261 samples were used for the empirical analysis. The results of the hypotheses test using structural equation model are summarized as follows. First, performance expectancy, facilitating conditions, security and aesthetic perceived by users of real estate services have positively influence on positive attitude, but effort expectancy and social influence do not. Second, positive attitude of real estate services have positive effects on service Acceptance. Third, involvement moderated the relationship between positive attitude and service Acceptance. Based on the results of the analysis, it provided meaningful implications for practitioners and researchers in related fields.

• Journal of the Korea Society of Computer and Information
• /
• v.18 no.7
• /
• pp.183-190
• /
• 2013

This study aims to analyze the relationships among factors which influence acceptance intention of smart education. Based on literature reviews related with previous technology acceptance models, a potential model and seven hypotheses were suggested. Questionnaire was carried out among 132 students from elementary and secondary schools. They have experiences of utilizing applications of mobile devices for instructional goal. Cronbach alpha of the questionnaire was .78. The collected data were analyzed through path analysis. The results of this research are as follows. Seven hypotheses were adopted: Interaction will affect on perceived usefulness, Interaction will affect on perceived ease of use, Interaction will affect on acceptance intention, Interaction will affect on social influence, Social influence will affect on perceived usefulness, Perceived usefulness will affect on acceptance intention, Perceived ease of use will affect on acceptance intention. The model revised through the results of path analysis had good-fitness. That is, overall fit measures (RMSEA, CFI, NNFI), indexes that show the suitability of the model were quite good.