• The Optical Journal
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• s.143
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• pp.78-85
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• 2013

올해 중소기업 정책자금 지원규모는 3조 8500억 원으로 지난해 3조 3330억 원에서 15.5% 증가한다. 중소기업청과 중소기업진흥공단은 정책자금의 우선순위를 일자리 창출에 두고 민간금융기관을 통해 자금 조달이 어려운 창업자와 기술개발기업에 전체 정책자금의 40.3%인 1조 5500억 원을 배분한다. 이에 창업기업지원자금이 지난해보다 200억 원, 개발기술사업화자금이 420억 원 늘어나며, 정책자금을 지원받은 기업이 일자리를 1명씩 늘릴 때마다 0.1%포인트씩 최대 1%포인트까지 금리를 인하해 일자리 창출 효과를 극대화 한다는 계획이다. 또한 중진공을 통한 직접 대출 비중이 기존 55%에서 70%로 확대되며, 개발기술사업화자금, 수출금융, 소공인 특화자금은 전액 직접대출로 운영되고 운전자금에 대한 보증서부 대출은 폐지된다. 반면 신용대출 규모는 20% 늘어나 중소기업의 담보 부담이 줄어들 전망이다. 변화하는 산업 구조에 맞춰 정책자금 구조도 바뀐다. 담보력이 부족한 창업 및 소기업의 자금 지원을 위해 기계기구, 재고자산, 매출채권의 담보 인정비율을 높인다. 하반기 중에는 지식재산권 담보대출이 새로 도입된다. 별도의 기술가치 평가 모형을 통해 특허기술의 경제적 가치를 평가하고 특허권을 담보로 대출을 시행한다. 자세한 사항 및 정책자금 신청 희망기업은 중소기업진흥공단 홈페이지(www.sbc.or.kr) '정책자금 융자도우미'를 통해 신청요건 및 추천자금 등을 자가진단 후 신청하면 된다.

• Journal of Navigation and Port Research
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• v.36 no.5
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• pp.329-338
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• 2012

The Institute Time Clauses-Hulls 1/10/83 has been using widely with attachment and/or endorsement of the Institute Warranties 1/7/76 stipulating vessel's trading limits. Taking into consideration of several changes and renewals on the contents of the Institute Time Clauses-Hulls for clarifying the clauses themselves with development on technology of vessel's construction and navigational equipments up to the present, the clauses on the Institute Warranties 1/7/76 should have been changed and/or renewed. Moreover, the insured still has been burdening additional premium in vessel's navigating and / or calling to the areas stipulated in the Institute Warranties 1/7/76 regardless of any changes of marine business environments. Thus, this study aims to analyze the Institute Warranties 1/7/76 as well as to suggest a reasonable level of additional premium for breach of Institute warranties through not only a comparative analysis between the Institute Warranties clauses and those of the corresponding Institute Warranties using in the Japanese Fire and Marine Insurance companies but also consideration of current circumstances on changes in climatic conditions, vessel design, navigation and communication requirements and capabilities.

• Science & Technology Policy
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• v.6 no.12 s.93
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• pp.59-72
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• 1996

• Science & Technology Policy
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• v.6 no.5 s.86
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• pp.63-70
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• 1996

• Journal of the Korea Academia-Industrial cooperation Society
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• v.14 no.9
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• pp.4524-4531
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• 2013

Recently, there are increased importance on introducing Tax Incremental Financing as a means of project financing for urban regeneration. Values of implementing this financing method based on future revenue has to be considered not just as self-financing methods but as possibilities building virtuous circular structure in urban developments. In respond to domestic problems in developments led by private sector, it reinforces public sector's roles by providing finance from the beginning of development. This provides concomitant structural & institutional supports for increasing not only social values for the public but also revenues for private developers. Therefore, this study starts with theoretical background study on TIF as well-known example, then analyzes PILOT used on Hudson Yard Development in NYC as an unique example sharing identical structural & conceptual characteristics. With these process, the study deducts suggestive implications on Tax Incremental Financing possibly reflected on domestic situation.

• Nuclear industry
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• v.17 no.8 s.174
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• pp.55-64
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• 1997

• The Journal of the Convergence on Culture Technology
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• v.7 no.4
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• pp.1-7
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• 2021

The purpose of this study was to analyze the effect of household loan share on bank management soundness. The results of the empirical analysis are summarized as follows. First, as a result of estimating coefficient of the mortgage loan ratio shows a significant negative relationship with the BIS equity capital ratio of banks. In addition, it was found that the mortgage loan ratio had a significant positive (+) effect on Eunhae's BIS and equity capital ratio after the financial crisis. Second, as a result of the estimation coefficient of the mortgage ratio showed a significant positive (+) relationship with the NPL of the bank and below. In addition, it is estimated that the bank's secured loan ratio changed significantly before and after the financial crisis in the effect of banks' NPL and substandard-and-below loans. It is expected to make implication to financial policy and banking regulation and supervision. We believe that more efforts should be made to increase the soundness of household loans in preparation for risk factors that may arise from exogenous factors such as changes in the international financial environment and falling property prices.

• NEWSLETTER 전기공업
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• no.96-18 s.163
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• pp.3-8
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• 1996

• NEWSLETTER 전기공업
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• no.96-14 s.159
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• pp.17-23
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• 1996

• NEWSLETTER 전기공업
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• no.98-7 s.200
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• pp.5-16
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• 1998