• The Korean Journal of Financial Studies
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• v.8 no.1
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• pp.21-54
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• 2002

본 논문은 1997년 말 우리나라의 외환위기이후 IMF에 의해 주도된 경제개혁방안 중 기업지배구조 개선과 관련하여 최근에 취해진 정부의 기업지배구조 개선을 위한 제반 정책을 평가하고 향후 바람직한 우리나라 기업의 지배구조 개선방안을 제시하는 것을 목적으로 한다. 외환위기 이전의 우리나라 기업지배구조는 여러 가지 척도로 평가했을 때 전반적으로 비효율적이었으며 특히 소액주주의 보호라는 측면에서는 전 세계적으로 최하위의 평가를 받았다. 따라서 최근에 취해진 제반 지배구조 개선 조치는 주로 소액주주의 권리를 강화하는데 초점을 맞추면서 선진국에서 시행하는 제반 제도를 집중적으로 도입한 것이었다. 그러나 기업지배구조 개선의 궁극적인 목적이 기업의 장기적인 경쟁력제고라고 할 때 최근의 조치는 경영자로 하여금 단기업적주의에 치중하고 우리 경제 발전의 원동력이 된 기업가정신을 저해할 가능성을 상당히 포함하고 있으므로 앞으로는 지식근로자들의 이해관계를 조정하고, 은행의 지배구조를 개선하여 은행의 감시기능을 제고하며 시장의 기능을 활성화하는 방향으로 정책이 전개되어야 할 것이다.

• Proceedings of the Korean Information Science Society Conference
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• 2004.10a
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• pp.283-285
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• 2004

문제 은행 방식을 사용하는 웹 기반 학습 시스템의 문제점으로 지적되었던 문제 유출에 따른 평가의 공정성 문제를 해결하고자 임의 추출 분할 방식을 이용한 동적 문제 출제 시스템이 제안되었다. 하지만 이 시스템 또한 문제 은행 방식을 사용하여 위의 문제를 해결하려고 하였다. 본 논문에서는 이러한 문제점을 해결하기 위하여 단어간의 관계를 계층적으로 표현한 어휘 데이터베이스인 한국어 워드넷을 활용한 방법을 적용하였다 먼저 임의 추출 분할 방식으로 출제된 문제의 예제 문항을 형태소 분석기를 이용하여 명사들을 추출한다. 이 명사들을 이용하여 한국어 워드넷에서 해당 면사의 상위 개념 또는 동일 개념의 Synset을 추출한다. 이렇게 추출된 Synset으로 다른 예시 문항이지만 의미적으로 유사한 다양한 예제 문항을 생성하려는 시스템을 제안한다. 제안된 시스템의 사용으로 평가의 공정성 문제를 해결하고자 한다.

• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.11 no.6
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• pp.123-130
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• 2016

This study examined the effects of Leader-member exchange (LMX) on psychological empowerment and job performance, the mediating role of psychological empowerment in the relationship between LMX and job performance, and the moderating role of supervisory trust in the positive relationship between LMX and psychological empowerment. Data were collected from 290 employees in Korean Banks. Results of this study indicated that LMX was positively related to psychological empowerment and job performance, and that psychological empowerment was positively related to job performance. Results also indicated that psychological empowerment partially mediated the relationship between LMX and job performance. Especially, supervisory trust moderated the positive relationship between LMX and psychological empowerment such that the relationship was stronger when supervisory trust was high than it was low. Finally, theoretical and practical implications of the results were discussed.

• Journal of Wetlands Research
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• v.25 no.4
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• pp.237-247
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• 2023

Paddy fields not only provide a variety of ecosystem services but also serve as crucial habitats for biodiversity conservation. Recently, their ecological value and significance have been increasingly emphasized. Therefore, this study aimed to investigate the characteristics of soil seed banks and analyze their correlation with soil environmental factors in Conventional Paddy field (CP) and Organic Paddy field (OP) with different farming practices. Our results revealed that the vegetation in CP was simple, resulting in low plant diversity in the soil seed banks. On the other hand, the vegetation in OP was relatively diverse, leading to higher plant diversity in the soil seed banks. Additionally, distinct differences in soil environmental characteristics were observed between OP (K, Ca, Mg, Na, Fe, Mn, B↓) and CP (K, Ca, Mg, Na, Fe, Mn, B↑). These results suggest that variations in agricultural practices for rice cultivation have influenced the structure and diversity of vegetation and soil seed banks. Furthermore, these agricultural practices have had both direct and indirect effects on soil environmental factors. Our findings can serve as fundamental data for evaluating biodiversity conservation in agricultural ecosystems, ecosystem restoration, and ecological value assessment.

• Journal of Service Research and Studies
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• v.13 no.2
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• pp.130-145
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• 2023

The digital transformation of finance is accelerating, and digital banking has already become a major banking channel. Banks have traditionally placed importance on CRM(Customer Relationship Management) and have tried to retain their loyal customers, who contribute significantly to the bank, such as long-term transactions, holding accounts with a certain balance or more, and holding loans. In this situation, this study exploratorily analyzed the consumer behavior of digital banking deposits in a major bank of Korea(1,145 samples). Statistical analysis was performed using SPSS. The main findings of the study are summarized as follows. It was found that there were differences of consumer behavior in digital banking deposits by generation, and the MZ generation used digital banking more on holidays than other generations. As a result of analyzing the behavior of existing loyal customers and regular customers of digital banking deposit, there was a significant difference in both the amount and period of the deposit. It was confirmed that the existing loyal customers of the bank also engage in consumer behavior that contributes to the bank in digital banking. In addition, the interaction between the customer type and the date of sign up for the deposit period, which is the goal setting of financial consumers, it was found that there was a significant effect. This study empirically analyzed the consumer behavior of digital banking in a situation where decrease of bank branches and encounters with digital banking. The major concepts of the consumer behavior theory are Loyal Customer, Goal Pursuit, and Habit, which were confirmed in an example of digital banking. The results of this study can suggest practical implications for existing banks and Internet-only banks, including the importance of customer management in digital banking.

• The Journal of the Korea Contents Association
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• v.20 no.4
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• pp.254-263
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• 2020

The purpose of this study is to verify whether there is a mediating effect of social integration in the relationship between the elderly's change of life and satisfaction of care service through the 'Donation Bank of Social Contribution Activities'. The ultimate aim is to improve social values and the quality of life of the senior citizens. In order to achieve the purpose of this study, a survey was conducted focusing on senior citizens using care services from 50 institutions performing Care Bank activities and data of 434 people were finally used for analysis. For the analysis method, frequency analysis, descriptive statistics, correlation analysis and hierarchical regression analysis were applied by using SPSS 25 package program. As a result of the analysis, it was found that the life changes of caring elderly had a significant effect on satisfaction of care service. In addition, the social integration had a statistically significant mediating effect on the relationship between the elderly's change of life and satisfaction with care service. Based on these findings, practical and policy alternatives were discussed to improve the quality of life of senior citizens, and to enhance social integration and satisfaction with care services.

• Journal of Korean Society of Forest Science
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• v.38 no.1
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• pp.1-12
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• 1978

This study has intended to disclose the change of some chemical compositions of Ginkgo seeds which were acquired the treatment of cold-moist-stratification after collection. As check sample, the room-stored seeds were used. With the reasons that when the seeds not stratified were sown the delay of field germination has usually been resulted, the effectiveness of stratificaation in respect to alteration of chemical composition is to be investigated. The increase and decrease of growth promoting and inhibiting substances were investigated by means of chromatography method followed by rice seedling test or wheat coleoptile straight-growth test. The results obtained are summarized as follows; 1. In the untreated seeds, the zone of growth inhibitors on paper chromatograph were observed without regard to the tissue differences, embryo, endosperm and seedcoat. 2. Due to stratification, the amount of inhibitor has decreased in the embryo and seed coat, but growth promoters was decreased as compared with the check materials 3. The indications of results appear that each portion of the embryo, endosperm, and seedcoats of Ginkgo biloba L. contains the growth in hibitor taking part in germination dormancy. 4. It was presumed that hastening germination was influenced by decreasing of inhibitors in the embryo and seed coats rather than by increasing of promoters. 5. Gibberellin was detected at Rf 0.26 under the UV-lamp and the abscisic acid was detected at Rf 0.62, Rf 0.70, and Rf 0.78 and showed purple, gray, blue fluorescence respectively under the UV-lamp.

• Economic Analysis
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• v.27 no.1
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• pp.1-36
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• 2021

Given the US dollar's status as a global safe haven, global factors, such as US monetary policy, may have considerable impacts on financial markets in other countries. Regarding such hypothesis, this paper looked at the impacts of US monetary policy on domestic bond and FX swap markets through an event study. According to our analysis, US monetary policy had significant positive impacts on domestic interest rates. In particular, it turned out to have bigger impacts on long-term products with high term premiums. By period, the correlation between US monetary policy and domestic interest rates was not significant before the financial crisis, but was clearly positive after the crisis. The US conventional monetary policy was seen to have big impacts on short-term and medium-term KTB yields, while its unconventional monetary policy had major impacts on long-term KTB yields. Moreover, FX swap rates reacted very sensitively to US monetary policy shocks before the financial crisis, while they did not show any significant reactions after the crisis. This suggests that, in line with the covered interest rate parity, the impact of US monetary policy shocks was transmitted to domestic financial markets mainly through swap rate adjustments before the global financial crisis, but through the changes in domestic interest rates during the post-crisis period.

• Management & Information Systems Review
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• v.29 no.4
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• pp.207-223
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• 2010

One of the important prudential regulations is the capital regulation. The current domestic and international capital regulation sets the minimum capital requirement according to the size of risk which is the simple sum of market risk and credit risk. However the portfolio theory suggests that, due to the effect of diversification, the total risk is less than the summation of market and credit risk. This paper investigates and does empirical test to verify the diversification effect in measuring financial firm's integrated risk. We verify the diversification effect between the market risk and credit risk. This paper's contribution is to present the empirical evidence that, considering the relationship between market and credit risk, the integrated risk is less than sum of them. This implication is that the surplus capital may be used for the other purposes, therefore enhancing capital allocation efficiency in view of society as a whole.

• Journal of the Korean Society for information Management
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• v.20 no.4 s.50
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• pp.277-301
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• 2003

Knowledge Management is presented as the management method having the survival and competition of enterprise under variously changing management environment. Knowledge Management is introduced recently as successful survival strategy of advanced enterprise. Scientifically, however, the definition. study model and propulsion method of KM leave much to be desired, and now it has become the subjects of active study among scholars. To creation of the competitive power of the company have to be important knowledge based continuous innovation. That is to say, the knowledge management means a lot to knowledge assets included knowledge, knowledge creating, sharing, and acting This study aims to propose models on the research result based a case study of the financial industry in knowledge creating processes(SECI) and deriving knowledge management styles in the flied works of the bank.