• Title/Summary/Keyword: 가계재정만족도

Search Result 12, Processing Time 0.025 seconds

The Difference between Financial Stability and Satisfaction according to Change-orientation of Urban Housewives' Family Financial Management Behavior (도시주부 가계재무관리행동의 변화지향성에 따른 가계재무건전성 및 재정만족도 차이)

  • Jeong, Mi-Sun;Kye, Sun-Ja;Kang, Hye-Kyoung
    • Journal of Families and Better Life
    • /
    • v.26 no.5
    • /
    • pp.391-403
    • /
    • 2008
  • The purpose of the study was to find the level of family financial management behavior of urban housewives and to discern the difference between financial stability and financial satisfaction according to change-orientation of financial management behavior among urban housewives, and thus provide the fundamental data to improve stability and financial satisfaction. The following findings emerged during the study: First, groups with higher change-oriented family financial management behaviors among housewives subjectively felt more financial satisfaction than other groups. Second, groups with above average levels of change-oriented management behavior appeared to have more stable families than groups with below average objective financial stability, emergency funds, risk provisions, debt burdens and liquid index. Third, groups with high levels of change-oriented family financial management behavior had higher financial satisfaction.

The Financial Stability and Satisfaction, Urban Housewives' Family Financial Management Behavior (도시주부의 가계재무관리행동, 재무건전성 및 재정만족도)

  • Kye, Sun-Ja;Jeong, Mi-Sun
    • Journal of Family Resource Management and Policy Review
    • /
    • v.11 no.3
    • /
    • pp.123-144
    • /
    • 2007
  • The major purpose of this study is to find level of financial management behavior and relation factors. In addition, It is also to suggest how to overcome family financial problems on urban housewives' in the time of economic crisis and to provide the fundamental data to improve economic stability. Consequently, in the times of economic crisis, housewives' change-oriented family finance management behavior appeared to be more desirable. Through change-oriented family finance management behavior, housewives needs try to find reasonable solution to improve family cohesion and financial stability. Specially, housewives have to make use of financial information for effective financial management behavior and the financial stability of family members.

  • PDF

The Financial Management Behavior and Financial Satisfaction of Urban Households (도시가계의 재무관리행동과 재정만족도)

  • 조미환
    • Journal of Families and Better Life
    • /
    • v.16 no.3
    • /
    • pp.141-154
    • /
    • 1998
  • The purpose of this study was to examine a path model that investigated the relations among socioeconomic variables. financial management and financial satisfaction of urban households. for this purpose conceptual framework based on the system theory of family resource management was suggested. Data were collected from questionaire with 254 financial managers who were residents of Seoul. The major findings of this study were as follows: (1) The variables that effected financial satisfaction directly ere financial knowledge monthly saving amounts the gap between the level and standard of living and financial implementing. The financial planning effected indirectly on financial satsfaction through financial implementing. (2) The findings of this study provided support for a systems approach to family financial management. There result indicated that it is the combined effect of inputs and throughputs that effects the output of financial satisfaction.

  • PDF

A Study on the Financial Management Behavior and Financial Satisfaction of Husbands and Wives (부부의 가계재무 관리행동과 재정만족도에 관한 연구)

  • 김효정
    • Journal of the Korean Home Economics Association
    • /
    • v.37 no.8
    • /
    • pp.91-102
    • /
    • 1999
  • The purpose of this study was to examine the factors affecting financial management behavior and financial satisfaction of husbands and wives. The data were collected from 212 couples living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial management behavior and financial satisfaction for them; (2) financial management behavior was an important variable affecting financial satisfaction for husbands and wives; and (3) financial satisfaction of husbands and wives were affected by monthly saying. From these findings, it is suggested that the financial management program focusing on the ways to increase communication among family members and to implement financial management effectively should be developed.

  • PDF

A Study on the Financial management Behavior and Financial Satisfaction of Housewives in Pusan and Kyugnam Region Based on the Systems Approach (체계론에 의한 가계의 재무관리행동과 재정만족도에 관한 연구 : 부산 및 경남지역 주부를 대상으로)

  • 김효정
    • Journal of Families and Better Life
    • /
    • v.18 no.1
    • /
    • pp.53-66
    • /
    • 2000
  • This study examined the relationships among resources demands financial management behavior and financial satisfaction of housewives based on the systems approach. The data were collected from 212 housewives living in Pusan and Kyungnam region by the self-administered questionnaire. The major findings of this study were as follows: (1) the communication frequency of husbands and wives was an important factor affecting financial satisfaction; (2) the perceived financial status such as comparison to reference groups and aspiration for financial status in the future had an influence on financial satisfaction as well as the objective variables such as monthly living costs and monthly savings; and (3)financial satisfaction was also affected by financial management behavior. These findings imply that the financial management program focusing on the ways to increase communication among family members and to implement financial behavior effectively should be developed.

  • PDF

Financial Management and Satisfaction of the Elderly Households (노인단독가구의 가계재정관리와 경제생활만족도)

  • 이선형;이연숙
    • Journal of Family Resource Management and Policy Review
    • /
    • v.1 no.2
    • /
    • pp.31-43
    • /
    • 1997
  • The purpose of this study was to analyze financial management and satisfaction of the elderly households using System’s Approach. 1) Financial management behavior was influenced by age, present job, husband’s job before retirement, assets, family income, living expenses, experiences of financial management. 2) Financial satisfaction was influenced by age, present job, husband’s job before retirement, assets, family income, living expenses, experiences of financial management, and assessment of family financial conditions. 3) The result of regression analysis of input variables on the throughput variable showed that age of respondent and the middle age experiences of financial management emerged as predictors of financial management. There variables accounted for 48% of variance in the financial management behavior. 4) When financial satisfaction was regressed against input and throughput variables, 55% of the total variance of the financial satisfaction was explained by financial goal and assessment of family conditions.

  • PDF

Urban Housewives Family Financial Management Ability and Financial Satisfaction (도시주부의 가계재무관리 능력 및 재정 만족도)

  • 계선자;유을용
    • Journal of Family Resource Management and Policy Review
    • /
    • v.3 no.1
    • /
    • pp.35-50
    • /
    • 1999
  • The purpose of this study is to analyze the influential degree of the family financial management ability and the financial satisfaction by objective and subjective variables, as focusing theoretical concept on the family financial management ability which will influence on the financial satisfaction. The major findings are an follows. (1) The average score of the family financial management ability of urban housewives is 3.49, that is relatively higher than those of the financial satisfaction was 2.76. (2) It showed that ability of family management ability of housewives influence on the financial satisfaction. The planning and achievable ability showed also same tendency. (3) The result of the analysis for the most influential variables for the financial satisfaction was the housewives’subjective variables.

  • PDF

Effects of Financial Knowledge and Financial Management on Objective Financial Well-Being and Subjective Financial Satisfaction (도시가계의 재무지식 및 재무관리가 객관적 재무건전성과 주관적 재무만족도에 미치는 영향)

  • Cho, Dong-Pil;Yang, Se-Jeong;Bae, Mi-Kyeong
    • Korean Journal of Human Ecology
    • /
    • v.16 no.2
    • /
    • pp.333-348
    • /
    • 2007
  • The study examines the relationships among financial knowledge, financial management, and objective financial well-being and subjective financial satisfaction. The data used in the study was 331 households from the survey in both Seoul and Kyeonggi-Do. The data analysis was dome using the SAS-PC program and several statistical techniques were utilized such as frequency, and multiple regression analysis. The results of the study were as follows; The results from multiple regression analysis providing the information about the relationships between two variable after controlling other effects on the variables, showed that, the households with more financial knowledge tended to do more on both financial management plan and financial management implement. The households doing more on financial management implement were found to have more subjective financial satisfaction, while those doing more on financial management plan were found to have more objective financial well-being. Also, a positive relationship was found between objective financial well-being and subjective financial satisfaction.

소득계층 인식과 정치적 성향이 개인의 환경보호에 대한 태도에 미치는 영향

  • Hong, Seong-Hun
    • Environmental and Resource Economics Review
    • /
    • v.21 no.3
    • /
    • pp.717-741
    • /
    • 2012
  • This paper investigates the role of perceived income hierarchy and political affiliation in individual attitudes toward environmental protection. Estimation results show that rises in perceived income hierarchy increase the possibility of agreement to an increase in taxes to prevent environmental pollution in general, but not linearly increase it. As individuals are more satisfied with the financial situation of their household, they are more likely to agree to an increase in taxes. These results imply that individual attitudes toward environmental protection can be deteriorated even though average household income level increases, if either the degree of financial satisfaction decreases or income inequality worsens. We find that there is no difference between the liberals and the conservatives on the likelihood of paying additional tax to prevent environmental pollution. This result differs from the cases of Western society, which indicate that the liberals are more likely to pay for environmental protection.

  • PDF

Study of the Factors Determining Life Satisfaction of Local Residents in Chungbuk Province (지역주민의 생활 만족도에 영향을 미치는 결정요인 연구 -충청북도를 대상으로-)

  • Cho, Taek-Hee;Bae, Min-Ki
    • The Journal of the Korea Contents Association
    • /
    • v.17 no.5
    • /
    • pp.591-601
    • /
    • 2017
  • The purpose of this research was to identify the effects of factors determining life satisfaction (LS) of local residents in chungbuk province. After reviewing the literature, this research selected and developed the 9 categories and specific indicators of LS. This research had obtained data through a face to face investigation using questionnaire, which surveyed 1,619 residents at 11 local governments in chungbuk province. This research analyzed the data using descriptive statistical methods and multiple linear regression method. This research found that 1) the level of overall LS had 4.433 points out of 7, the level of residential environment satisfaction had highest point (4.911), but the level of leisure culture satisfaction had lowest point (4.155), 2) in multiple regression analysis, The effect of income and consumption level on LS was highest. The degree of labor and life-social services was important factor to increase LS. The results of this study were expected to provide many implications for implementing policies to improve LS in the country and local governments.