Human Ecology Research

The Korean Home Economics Association (대한가정학회)
권호 표지
DOI QR코드

DOI QR Code

Development of High School Home Economics Financial Consumer Education Program based on Backward Design

백워드 디자인에 기반한 고등학교 가정교과 금융소비자교육 프로그램 개발

  • Ji Hye Cha (Wonjong High School) ;
  • Mi Jeong Park (Department of Home Economics Education, Korea National University of Education)
  • Received : 2023.04.13
  • Accepted : 2023.05.26
  • Published : 2023.08.30
Download PDF
⟨ Previous Next ⟩

Abstract

The purpose of this study was to develop a high school home economics financial consumer education program based on backward design and validation by experts. The program was designed and developed by first selecting learning content elements through a review of existing research and an analysis of relevant literature. The next step was to categorize these elements into seven themes and apply the backward design instructional design model 2.0. The program was prepared in the form of a 21st teaching-learning course plan and workbook and was verified by nine home economics teachers with working experience in high school. The evaluation revealed that the average value for all questions was 3.81 (out of 4 points) and the CVR was .99, indicating that the program was valid. In addition, positive evaluations were received in terms of learning goals, content level, and learner participation by class. This study has significance in that a systematic financial consumer education program was developed by Education of Home Economics to improve the financial literacy of high school students. It can therefore be used as an elective course (mini-course) in Home Economics in the high school credit system. A follow-up study will be required to assess the improvement in financial literacy after implementing this program.

Keywords

References

  1. Baek, J. Y., & Kang, H. S. (2017). Development and application of middle school's moral curriculum unit based on backward design model 2.0 version. Secondary Education Research, 65(1), 25-64. http://dx.doi.org/10.25152/ser.2017.65.1.25
  2. Choe, H. C., & Choi, E. J. (2005). Contents analysis of personal finance education curriculums in the elementary, middle and high schools - Focusing on the area of education -. Journal of Consumer Studies, 16(3), 109-132.
  3. Choi, Y. J. (2018). A case study of financial education in Singapore. Journal of Korean Economic Development, 25(1), 65-95.
  4. Chun, Q. S. (2012). Recent financial education trends and implications. Consumer Policy Trends, 31, 1-21.
  5. Financial Services Commission. (2020). Resolution of the basic direction for improving financial education Retrieve from https://www.fsc.go.kr/no010101/74302?srchCtgry=&curPage=1&srchKey=&srchText=&srchBeginDt=&srchEndDt=
  6. Financial Supervisory Service & Korea Institute for Curriculum and Evaluation. (2010). 2010 financial education standards. Retrieve from https://www.fss.or.kr/edu/cmmn/file/fileDown.do?menuNo=300062&atchFileId=5714b979c250a1d798373e5479b5c889&fileSn=1&bbsId=
  7. Financial Supervisory Service & Korea Institute for Curriculum and Evaluation. (2020a). 2020 financial education standards. Retrieve from https://www.fss.or.kr/edu/fec/contMng/view.do?contentsSlno=180&menuNo=300017
  8. Financial Supervisory Service & Korea Institute for Curriculum and Evaluation. (2020b). 2020 national financial literacy survey. Retrieve from https://www.fss.or.kr/fss/bbs/B0000188/view.do?nttId=16221&menuNo=200218
  9. Hahn, J. S. (2017). Why school financial education? Financial Education Research, 2, 25-49.
  10. Hahn, J. S., Jang, K. H., & Park, H. J. (2015). Investigation of school financial education. Gyeongin National University of Education Industry-Academic Cooperation Group Research Service Report.
  11. Hahn, J. S., Jang, K. H., & Park, H. J. (2015). A Survey on the Status of Financial Education. Gyeongin National University of Education Industry-Academic Cooperation Group Research Service Report.
  12. Hong, K. Y., & Choi, B. I. (2017). Measuring the comprehension ability of youth in Korea and implications. Journal of Financial Education, 2, 1-23.
  13. Jeong, H. S., & Lee, W. M. (2016). Key question: Opening the door to understanding for students. A social review.
  14. JumpStart Coalition for Personal Financial Literacy. (2015). National Standards in K-12 Personal Finance Education (4th ed). Washington, DC: Jump$tart Coalition.
  15. Kang, H. S., & Lee, J. E. (2013). Review of the applicability of backward design version 2.0. The Journal of Curriculum Studies, 31(3), 153-172. http://dx.doi.org/10.15708/kscs.31.3.201309.007
  16. Kang, H. S., & Lee, J. E. (2016). Theory and practice of backward design for an understanding-oriented curriculum: classroom revolution. Hakjisa.
  17. Kang, H. S., Lee, J. E., & Bae., E. M. (2019). The future of the latest backward curriculum and class design. History of Educational Science.
  18. Kang, H. S., & Ryu, J. S. (2010). In search of the authentic understanding of subject knowledge: looking at the effect of backward design. Philosophy of Education, 40 , 1-37. https://doi.org/10.22918/pesk..40.201004.1
  19. Kim, E. J. (2012). An analysis of financial consumer education in the practical arts (technology, home economics) curriculum and textbook. Family and Environment Research, 50(8), 21-40. https://doi.org/10.6115/khea.2012.50.8.021
  20. Kim, J. B., & Kim, J. H. (2017), Empirical analysis of financial understanding of domestic financial consumers and financial education policy tasks. KIF Financial Report, 2017(5), 1-131.
  21. Kim, S. H., & Park, M. J. (2021). Development and effect of cooperative consumption education program using design thinking in home economics education: Focusing on the improvement of cooperative problem solving competency of middle school students. Journal of Korean Home Economics Education Association, 33 (3), 85-105. https://doi.org/10.19031/jkheea.2021.9.33.3.85
  22. Kim, W. G. (2017). A study on the financial education for the consumer financial protection. Law Review, 17(4), 87-109.
  23. Kwon, Y. J., & Lee, J. W. (2011). Possibility for integrating personal financial education into home economics teachers education. Korean Education Inquiry, 29(2), 109-132.
  24. Lawshe, C. H. (1975). A quantitative approach to content validity. Personnel Psychology, 28(4), 563-575. https://doi.org/10.1111/j.1744-6570.1975.tb01393.x
  25. Lee, G. S., & Yoo, T. M. (2015). Development of module for consumer content area based on the backward design. Journal of Korean Home Economics Education Association, 27(2), 95-119.
  26. Lee, H. S., & Yoo, P. K. (2020). The effects of the science lesson applying the backward design model on science core competency of 2015 revised science, science process skills, and scientific communication ability. Journal of Fisheries and Marine Sciences Education, 32(1), 211-221. https://doi.org/10.13000/JFMSE.2020.2.32.1.211
  27. Lee, J. H., & Lee, Y. S. (2015). A content analysis of financial education reflected in the textbooks of three subjects in middle and high schools. Journal of Families and Better Life, 33(2), 1-19. https://doi.org/10.7466/JKHMA.2015.33.2.1
  28. Lee, K. W., On, J. D., & Baek, N. J. (2014). Exploring the composition of subject curriculum contents and statement of achievement standards. The 2nd National Curriculum Expert Forum of the Korea Institute of Curriculum and Evaluation, Seoul, Korea.
  29. Lee, S. Y., Kwon, Y, J., Kim, J. G., Kim, T. W., Hahn, J. S., & Park, H. J. (2020). A study on the revision of elementary, middle and high school financial education standards. CRE-2, Financial Supervisory Service.Korea Institute of Curriculum and Evaluation. Retrieve from https://www.fss.or.kr/edu/fec/contMng/view.do?contentsSlno=180&menuNo=300017
  30. Lee, T. J., Kim, B. Y., & Son, H. L. (2017). Financial literacy, financial knowledge calibration, and financial consumer protection: Lessons learned from mutualfund investor survey. Journal of Consumer Policy Studies, 48(2), 303-338. http://dx.doi.org/10.15723/jcps.48.2.201708.303
  31. Lim, B. K. (2020). Major issues and implications for financial consumers related to COVID-19. Consumer Policy Trend, 109, 1-25.
  32. Lusardi, A., & Mitchell, O. (2011). Financial literacy around the world: An overview. Journal of Pension Economics & Finance, 10(4), 497-508. https://doi.org/10.1017/S1474747211000448
  33. Lusardi, A., & Tufano, P. (2015). Debt literacy, financial experiences, and overindebtedness. Journal of Pension Economics & Finance, 14(4), 332-368. https://doi.org/10.1017/S1474747215000232
  34. Ministry of Education. (2015a). Practical arts (technology/home economics) curriculum(Ministry of education notice 2015-74) [separate books 10]. Ministry of Education.
  35. Ministry of Education. (2015b). Creative experience activities (including safe living) curriculum(Ministry of education notice 2015-74) [separate books 42]. Ministry of Education.
  36. Ministry of Education. (2022). Practical arts (technology/home economics)/ curriculum(Ministry of Education notice 2022-33) [separate books 10]. Ministry of Education.
  37. National Association of State Administrators of Family and Consumer Sciences[NASAFCS]. (2008). National standards for family and consumer sciences (2nd ed.).
  38. Noctor, M., Stoney, S., & Stradling, R. (1992). Financial literacy: A Discussion of Concepts and Competences of Financial Literacy and Opportunities for its Introduction into Young People's Learning. National Foundation for Educational Research.
  39. OECD. (2018). The future of education and skills education 2030. OECD Publishing.
  40. Wang, S. S. (2018). Template restructuring of backward design for home economics instruction. Journal of Korean Home Economics Education Association, 30(2), 117-136. http://dx.doi.org/10.19031/jkheea.2018.06.30.2.117
  41. Wiggins, G. & McTighe, J. (2005). Understanding by design (2nd ed.). Association for Supervision and Curriculum Development.
  42. Yoo, S. J., & Lee, Y. S. (2018). Systematic development of instruction for family life planning of high school curriculum for technology and home economics based on backward design. Human Ecology Research, 56(1), 33-54. http://dx.doi.org/10.6115/fer.2018.003
  43. Yu, I. Y., & Park, M. J. (2019). Development of healthy couple relationship curriculum in high school based on backward design. Journal of Korean Home Economics Education Association, 31(3), 1-21. http://dx.doi.org/10.19031/jkheea.2019.09.31.3.1