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동전교환기가 중국 상업은행의 업무발전에 미치는 영향

The Impact of Coin Changers on the Business Development of Chinese Commercial Banks

  • 투고 : 2022.06.26
  • 심사 : 2022.09.20
  • 발행 : 2022.12.28

초록

중국에서는 코드 스캔 결제의 지속적인 홍보 및 적용으로 인해 코인 시장의 불균형이 발생되다. 동전 교환기는 이 문제를 완화할 수 있을 뿐만 아니라 상업 은행의 비즈니스 발생에도 적극적인 영향을 미친다. 따라서 동전 교환기를 연구하는 것은 매우 중요하다. 본 연극이 연극목적은 동전 교환기가 중국 상업 은행의 사업에 미치는 영향을 연구하는 것이다. 현장 방문을 통해 수집한 중국 상업 은행의 고객 데이터를 재무 지표 계산 방법과 결합하여 사례 분석을 수행한다. 연구 결과에 따르면 동전 교환기는 중국 상업 은행의 비즈니스 발전에 긍정적인 영향을 미친다. 본 연극는 중국 상업 은행에 대한 타당성 제안 및 비즈니스 개발에 대한 새로운 아이디어를 제공한다. 현재 동전교환기에 대한 연구는 거의 없으며, 본 연구는 재정지표 계산을 결합하여 정책성과를 검증하는 것이 본 연구의 혁신점이다.

In China, the continuous promotion and coverage of scanning code payment has caused an imbalance in the coin market. Coin changers can not only alleviate this problem, but also affect the business development of commercial banks. Therefore, it is meaningful to study the coin changer. The purpose of this paper is to study the impact of coin changers on the business of commercial banks in China. Through on-the-spot visits and based on the manually collected customer data of Chinese commercial banks as the object, combined with the calculation method of financial indicators to conduct case analysis. The results of the study show that the coin changer has a positive impact on the business development of Chinese commercial banks. This paper provides feasible suggestions and new ideas for business development to Chinese commercial banks. At present, there are few related studies on coin exchange machines. This study combines the calculation of financial indicators to verify the policy results, which is the innovation of this study.

키워드

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