Journal of Korean Society of Forest Science (한국산림과학회지)

Korean Society of Forest Science (한국산림과학회)
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Estimating Willingness to Pay of Korean Forest Owners for Forest Products Disaster Insurance Premiums

임산물재해보험에서 산림경영인의 보험료 지불의사액 추정

  • Kim, Myeong-Eun (Department of Forest Policy Research, Korea Rural Economic Institute) ;
  • Min, Kyung-Taek (Department of Forest Policy Research, Korea Rural Economic Institute) ;
  • Koo, Ja-Choon (Department of Forest Policy Research, Korea Rural Economic Institute)
  • 김명은 (한국농촌경제연구원 산림정책연구부) ;
  • 민경택 (한국농촌경제연구원 산림정책연구부) ;
  • 구자춘 (한국농촌경제연구원 산림정책연구부)
  • Received : 2014.08.29
  • Accepted : 2014.11.05
  • Published : 2015.03.31
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Abstract

The purposes of this study are estimating willingness to pay (WTP) of forest owners for the disaster insurance premium for forest products in Korea and investigating factors affecting their WTP. The result with contingent valuation method shows that forest owners' median WTP is $9,440\;KRW/ha{\cdot}yr$. Advanced forest managers including devoted forest managers and forestry successors are willing to pay more for insurance premium compared to non-advanced ones, and those who have experienced disaster in their own forest land have higher WTP than others. WTP of advanced forest managers appears to be 50% higher than that of non-advanced. These results imply that policy makers should consider advanced forest managers as a priority to introduce the insurance system.

이 연구의 목적은 임목을 대상으로 하는 임산물재해보험 도입에 앞서 산림경영인들의 보험료 지불의사를 파악하고 이에 영향을 미치는 인자를 규명하는 데 있다. 가상가치평가법(CVM)을 이용하여 분석한 결과 산림경영인들의 지불의사액은 연간 9,440원/ha으로 추정되었다. 독림가나 임업후계자 등 전문임업인이 다른 유형의 산주보다 더 높은 보험료 지불의사를 보여주었고, 재해 경험이 있는 산주가 그렇지 않은 산주보다 더 높은 보험료 지불의사를 가지는 것으로 나타났다. 이를 전문임업인과 비전문임업인 각각에 대해 산출한 결과 전문임업인은 비전문임업인에 비해 50% 높은 금액의 지불의사를 나타냈다. 이는 임산물재해보험의 실질 수요자로서 전문임업인의 보험 가입 유인이 비전문임업인보다 큰 것을 의미한다. 따라서 임산물재해보험을 도입할 때 보험의 안정적 운영을 위해 전문임업인을 우선 가입 대상으로 고려해야 한다.

Keywords

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