한국환경과학회지 (Journal of Environmental Science International)

  • 제23권2호
  • /
  • Pages.171-180
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  • 2014
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  • 1225-4517(pISSN)
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  • 2287-3503(eISSN)
한국환경과학회 (The Korean Environmental Sciences Society)
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지수형 날씨보험 가입의향에 대한 분석

Analyzing the Customers' Intentions of Purchasing Weather Index Insurance

  • 박기준 (국립기상연구소 정책연구과) ;
  • 황진태 (보험연구원 금융정책실) ;
  • 조재린 (보험연구원 금융전략실) ;
  • 김백조 (국립기상연구소 정책연구과) ;
  • 김인겸 (국립기상연구소 정책연구과)
  • Park, Ki-Jun (Policy Research Laboratory, National Institute of Meteorological Research) ;
  • Hwang, Jin-Tae (Department of Financial Policy, Korea Insurance Research Institute) ;
  • Cho, Jae-Rin (Department of Financial Strategy, Korea Insurance Research Institute) ;
  • Kim, Baek-Jo (Policy Research Laboratory, National Institute of Meteorological Research) ;
  • Kim, In-Gyum (Policy Research Laboratory, National Institute of Meteorological Research)
  • 투고 : 2013.05.28
  • 심사 : 2013.07.30
  • 발행 : 2014.02.28
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초록

This study provides the empirical results of the customers' necessity and intentions of purchasing weather index insurance using survey of asking the customers' recognition about weather insurance. In this article, we discovered that not only the customers' past experience of loss but also the extent of damage and the effects that change in weather would have on their firm are positively related to an intention to purchase weather index insurance. In addition, the level of premiums was significantly higher for the highly-intended group of willing to purchase weather index insurance than the comparison group.

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참고문헌

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