DOI QR코드

DOI QR Code

Reexamination of Patient's Cost-sharing System for Oriental Medical Services in the Korean National Health Insurance

한방의료의 건강보험 적정 본인부담률 추계

  • Published : 2007.03.30

Abstract

This study is designed to estimate an appropriate level of patient's cost-sharing for oriental medical services in the Korean National Health Insurance. The findings of this study can be summarized as follows: 1) The current co-payment system for oriental medical services does not reflect its cost structure in clinical practice due to inconsistency of cost-sharing plan in the NHI. 2) Both oriental medical institutions and their patients, as a result, are at a relative disadvantage in financial burden, compared with other services. 3) The substantial proportion of patients' cost-sharing depends on the amount of co-payment and the range of medical cost that a flat rate is applied to. 4) The extension of the range doesn't make any substantial decrease in patient's cost-sharing. 5) The fixed amount of co-payment is more sensitive than a range to total variations of patient's cost-sharing. Based on the above, the budget impacts of a new co-payment system were estimated for each co-insurance rate, according to given scenarios. The results range from -59 billion Won (-8.5%) to 16 billion Won(2.3%).

Keywords

References

  1. 건강보험심사평가원. 요양급여비용 청구내역 경향조사. 서울:건강보험심사평가원;2004
  2. 국민건강보험공단. 건강보험통계연보. 서울:국민건강보험공단;각 년도
  3. 국민건강보험공단. 국민건강보험법 시행령 및 규칙. 서울:국민건강보험공단;2004
  4. 김진현. 양한방 진찰행위의 상대가치 비교분석. 대한예방한의학회지 2004;8(2):129-139
  5. 김학주. 계층간 진료비 본인부담의 형평성에 관한 연구. 한국사회복지학회지 2004;56(3):113-133
  6. 양봉민, 김진현, 임병묵. 한방의료의 상대가치체계 연구. 서울:한국한의학연구원;2002
  7. 연세대학교 보건정책 및 관리연구소. 의료보험 수가구조개편을 위한 상대가치개발. 서울:연세대학교 보건정책 및 관리연구소;1997
  8. 이선희, 이혜진, 최귀선, 채유미, 지영건. 양방과 한방의료 이용자의 서비스 선택요인 비교분석. 보건행정학회지 2002;12(4):18-33
  9. 이진경. 건강보험 본인부담 실태와 추이분석. 건강보험포럼 2002;1(3):51-72
  10. 정흥기, 조정찬, 국민건강보험법. 서울:한국법제연구원;2005
  11. 최병호, 노인철, 신종각. 의료보험 본인부담 실태와 급여체계 개편방안. 서울:한국보건사회연구원;1997
  12. 최병호, 신윤정, 신형웅. 질병위험 보장성 강화를 위한 건강보험 본인부담 구조조정방안. 서울:한국보건사회연구원;2003
  13. Cheah Chee-Wah and D. P. Doessel. Welfare Cost and Health Insurance: a disaggregated approach using duality theory and Australia data. Applied Economics 1994;26:567-74 https://doi.org/10.1080/00036849400000026
  14. Feldstein, Martin, S. The Welfare Loss of Excess Health Insurance. Journal of Political Economy 1973;81:251-280 https://doi.org/10.1086/260027
  15. Manning, W. G. et al. Health Insurance and the Demand for Medical Care: evidence from a randomized experiment. American Economic Review 1987;77:251-77
  16. Newhouse, J. P. and C. E. Phelps. Price and Income Elasticities for Medical Care Services. in M. Perlman, ed. The Economics of Health and Medical Care 1974
  17. Pauly, M. V. A Measure of the Welfare Cost of Health Insurance. Health Service Research 1969;4:281-92
  18. Phelps, C. E and J. P. New house. Coinsurance and the Demand for medical services Santa Monica Rand Corponation. 1974;R-964-10Eolnc