참고문헌
- 금융감독원, "보도자료 : 보험사기 적발 실적 대폭증가", 금융감독원 보험검사1국 보험조사실. 2005, 2006, 2007
- 김광용, "보험사기 조기적발을 위한 전문가 시스템의 개발 : 퍼지이론과 AHP를 중심으로", 보험개발연구, 제18권, 제2호(1997), pp.4-28
- 김광용, "데이터마이닝 기법의 성과평가 및 새로운 위험분류 측정치에 관한 실증적 연구 : 보험사기 데이터를 중심으로", 보험개발 연구, 제12권, 제12호(2001) pp.133-166
- 김광용, "윤리적 의사결정 관점의 소프트웨어 불법복제에 관한 연구", 정보화정책, 제 11권, 제4호(2004), pp.48-67
- 김용덕, 안철경, "보험사기조사의 효과성에 관한 실증연구 : 미국의 주 보험사기국을 중심으 로", 보험학회지, 제61권(2002), pp.26-59
- 김헌수, "비통계적 링크분석을 활용한 보험 사기의 효과적 적발방법 연구", 보험개발연 구, 제14권, 제2호(2003), pp.107-146
- 김헌수, "보험가입자의 연성보험사기 행위에 대한 실험 분석적 검토", 보험개발연구, 제 16권, 제2호(2005), pp.77-117
- 박일용, 안철경, "보험사기 성향 및 규모추정", 보험개발원보험연구소, 연구보고서, 1999
- 보험개발원/보험연구소, 보험사기 성향 및 규모추정, 1999
- 안경옥, "보험사기의 범죄적 특성과 형사처벌", 형사정책, 제15권, 제2호(2003), pp.237-253
- 이상배, 김용겸, 김인호, "정보시스템 요원의 정보윤리 실천의도에 영향을 미치는 요인간 관계연구", 경영학연구, 제33권, 제2호(2004), pp.375-422
- 조해균, "자동차보험에 있어서 도덕적 위험 방지대책", 월간소해보험, 연구논단, 1995
- 지홍민, "보험사기와 최적보험계약", 리스크 관리, 제12권, 제2호(2001), pp.39-60
- Ajzen, I., "From Intentions to Actions : A Theory of Planned Behavior", in J. Kuhl and J. Beckmann(Eds.), Action Control: From Cognition to Behavior, New York, Springer-Verlag, 1985, pp.11-39
- Ajzen, I., "The Theory of Planned Behavior", Organizational Behavior and Human Decision Processes, Vol.50(1991) pp.179-211 https://doi.org/10.1016/0749-5978(91)90020-T
- Ajzen, I. and M. Fishbein, "Understanding Attitudes and Predicting Social Behavior", Englewood Cliffs, Prentice-Hall, 1980
- Artis, M., M. Ayuso, and M. Guillen, 'Modelling different types of automobile insurance fraud behavior in the Spanish market', Insurance : Mathematics and Economics, Vol.24(1996), pp.67-81 https://doi.org/10.1016/S0167-6687(98)00038-9
- Becker, G., "Crime and Punishment: An Economic Approach", Journal of Political Economy, Vol.76, No.2(1968). pp.169-217 https://doi.org/10.1086/259394
- Brockett, P., L., Xia, S., and Derrig, R., A., "Using Kohonen's Self-Organizing Feature Map to Uncover Automobile Bodily Injury Claims Fraud", Journal of Risk and Insurance, Vol.65, No.2(1998), pp.245-274 https://doi.org/10.2307/253535
- Butler, R. J., D. Durbin, and M. N. Helvacian, "Increasing Claims for Soft Tissue Injuries in Worker's Compensation : Cost Shifting and Moral Hazard", Journal of Risk and Uncertainly, Vol.13, No.1 (1996), pp.73-87 https://doi.org/10.1007/BF00055339
- Chang, M. K., "Prediction Unethical Behavior : A Comparison of the Theory of Reasoned Action and the Theory of Planned Behavior", Journal of Business Ethics, Vol.17, No.16(1998), pp.1825-1834 https://doi.org/10.1023/A:1005721401993
- Clarke, M., "Insurance Fraud", The British Journal of Criminology, Vol.29, No.1(1989), pp.1-20 https://doi.org/10.1093/oxfordjournals.bjc.a047785
- Clarke, M., "The control of insurance fraud : A comparative view", The British Journal of Criminology, Vol.30, No.1(1990), pp.1-23
- Cummins, J. D. and Tennyson, S., "Moral Hazard in Insurance Claiming : Evidence from Automobile Insurance", Journal of Risk and Uncertainly, Vol.12, No.1(1996), pp.29-50 https://doi.org/10.1007/BF00353329
- Derrig, R. A., and K. M. Ostazewshi, "Fuzzy Tehniques of Pattern Recognition in Risk and Claim Classification", Journal of Risk and Insurance, Vol.62(1995), pp. 447-482 https://doi.org/10.2307/253819
- Dionne, G., "The Effect of Insurance on the Possibilities of Fraud", Geneva Paper on Risk Insurance-Issues and Practice, Vol.9, No.1(1984), pp.304-321 https://doi.org/10.1057/gpp.1984.18
- Dionne, G., P. St.-Michel, and Charles Vanasse, "Moral Hazard, Optimal Auditing and Workers' Compensation", Kinston, Canada : IRC Press, 1993
- Doerpinghaus, H. I., "An analysis of complaint Data in the Automobile Insurance Industry", Journal of Risk and Insurance, Vol.58, No.1(1991), pp120-127 https://doi.org/10.2307/3520052
- Fishbein, M. and I. Ajzen, Belief, Attitude, Intention, and Behavior : An Introduction to Theory and Research, Cambridge, Addision-Wesley, 1975
- Fisher, Robert J. "Social Desirability Bias and the Validity of Indirect Questioning", Journal of Consumer Research, Vol.20, No.1(1993), pp.303-315 https://doi.org/10.1086/209351
- Gorsuch, R. L. and J. Ortberg, "Moral Obligation and Attitudes : Their Relation to Behavioral Intentions", Journal of Personality and Social Psychology, Vol.44, No.1(1983), pp.1028-1028
- Jaccard, J. and C. K. Wan, "Measurement Error in the Analysis of Interaction Effects Between Continuous Predictors Using Multiple Regression : Multiple Indicator and Structural Equation Approaches", Psychological bulletin, Vol.117 No.2(1995), pp. 348-357 https://doi.org/10.1037/0033-2909.117.2.348
- Jackson, B. and V. Milliron, "Tax compliance research : Findings, problems, and prospects", Journal of Accounting Literature, Vol.5, No.1(1986), pp.125-165
- Insurance Bureau of Canada, 1994, Insurance Fraud in Canada, Report of the National Task Force on Insurance Fraud, Toronto, January
- Insurance Council of Australia, 1994, Insurance Fraud in Australia, Sydney, September
- Insurance Research Council, 1996, Fraud and Buildup in Auto Injury Claims- Pushing the Limits of the Auto Insurance System, Wheaton, III., September
- Jo, Nelson, and Kiecker, "A Model for controlling social Desirability bias by direct and indirect questioning", Marketing Letters, Vol.8, No.4(1997), pp.429-437 https://doi.org/10.1023/A:1007951313872
- Keller, K. L. M., "Conceptualizing, measuring and management customer-based equity, Journal of Marketing, Vol.57, No.1 (1993), pp.1-22
- Loch, and Conger, "The Effect of Deindividuation and Computer Literacy on Ethical Intent : An Exploratory Study", Information Resources Management Association : Information technology management and organizational innovations, (1996), pp.328-332
- Major, J. A. and D. R. Riedinger, "EFD : A Hybrid Knowledge/Statistical -Based System for the Detection of Fraud", The Journal of risk and insurance, Vol.69, No.3(2002), pp.309-324 https://doi.org/10.1111/1539-6975.00025
- Picard, P., "Auditing claims in the insurance market with fraud : The credibility issue", Journal of Public Economics, Vol.63, No.1(1996), pp.27-56 https://doi.org/10.1016/0047-2727(95)01569-8
- Randall, D. M. and A. M. Gibson, "Ethical Decision Making in the Medical Profession : An Application of the Theory of Planned Behavior", Journal of Business Ethics, Vol.10, No.29(1991), pp.111-122 https://doi.org/10.1007/BF00383614
- Ryan, M. J., "Behavioral Intention Formation : The Interdependency of Attitudinal and Social Influence Variables", Journal of Consumer Research, Vol.9, No.3(1982), pp.263-278 https://doi.org/10.1086/208922
- Schwartz, S. H. and R. C. Tessler, "A Test of a Model for Reducing Measured Attitude-Behavior Discrepancies", Journal of Personality and Social Psychology, Vol.24, No.2(1972), pp.225-236 https://doi.org/10.1037/h0033365
- Shepherd, G. J. and D. J. O'Keefe, "Separability of Attitudinal and Normative Influences on Behavioral Intentions in the Fishbein-Ajzen Model", The Journal of Social Psychology, Vol.122, No.2(1984), pp.287-288 https://doi.org/10.1080/00224545.1984.9713496
- Shimp, T. A. and A. Kavas, "The Theory of Reasoned Action Applied to Coupon Usage", Journal of Consumer Research, Vol.11, No.3(1984), pp.795-809 https://doi.org/10.1086/209015
- Simpson, P. M., Banerjee, D., and Simpson, Jr, C. L., "Softlifting : A Model of Motivation Factors", Journal of Business Ethics, Vol.13, No.6(1994), pp431-438 https://doi.org/10.1007/BF00881451
- Sudman, Seymour, and N. M. Bradburn, Response Effects in Surveys : A Review and Synthesis Chicago : Aldine. 1974
- Tennyson. S., "Economic institutions and individual ethics : A study of consumer attitudes toward insurance fraud", Journal of Economic Behavior & Organization, Vol.32, No.2(1997), pp.247-265 https://doi.org/10.1016/S0167-2681(96)00904-3
- Todd, J. T., S. T. Welch, O. J. Welch, and S. A. Holms, "Insurer vs. Insurance Fraud : characteristics and Detection", Journal of Insurance Issues, Vol.22, No.2 (1999), pp.103-124
- Viaene, S. and G. Dedene, "Insurance Fraud : Issues and Challenges", The Genova Papers on Risk and Insurance, Vol.29, No.2(2004), pp.313-333 https://doi.org/10.1111/j.1468-0440.2004.00290.x
- Zedeck, S., "Problems with the User of 'Moderator' Variables", Psychological Billetin, Vol.76, No.4(1971), pp.295-310 https://doi.org/10.1037/h0031543
- Warshaw, P. R., and F. D. Davis, "Disentangling Behavioral Intention and Behavioral Expectation", Journal of Experimental Social Psychology, Vol.21, No.3 (1985), pp.213-228 https://doi.org/10.1016/0022-1031(85)90017-4