중소기업 기술신용평가모델 표준화안의 구조 타당성 검증 및 개선

A Verification of Structural Validity for Technology/Credit Appraisal Model of Small and Medium Business Firms

Recently, it has become important to establish a technology appraisal system because of increasing a service of technology credit guarantee. Also, there have been many efforts to evaluate a technology in the advanced countries. The technology/credit appraisal model which can measure firms' performance was suggested by Small and Medium Business Administration. In this paper, we analyze a structural validity of the model by confirmatory factor analysis and estimate the model which can distinguish whether an investment is possible or not by discriminant analysis.