전자무역 활용상 전자대금결제시스템의 문제점 및 개선방안에 관한 연구

A Study on the Improvement Plan for Applications of International Electronic Payment System in e-Trade

전자무역은 현재 일부 무역거래단계에서 한정적으로 사용되고 있는 실정이며 모든 무역거래단계로 확대시키기 위하여 업계 및 각국의 정부당국, 그리고 국제기구의 노력들이 부단히 행해지고 있다. 전통적 무역거래를 전자무역으로 대체하는데 있어서 가장 큰 어려움은 국제대금결제시스템을 전자화하는 것이라고 할 수 있으며, 이러한 문제점의 해결은 궁극적으로 전자무역거래의 완성이라고 해도 과언이 아닐 정도로 전자무역의 구현에 있어서 시급하고도 중요한 핵심과제가 되고 있다.

The study revealed that the companies are still reluctant to stop using document-based payment methods although they are aware the use of electronic payment system would reduce express and save time. Considering problems that are suggested in the conventional payment method, more companies will introduce and utilize the electronic payment system. Moreover, as the refined electronic payment system is essential in electronic trade, active studies on this field would greatly contribute to the development of electronic payment system. The prevailing settlement of international trade still relies on trading documents while the legal issues are not finalized for electronic bill of lading (B/L) and electronic bill. This research purpose on comparing some e-trading models in character and presenting the obstacles of e-trading activation and the solutions. e-trading models this research has studied are BOLERO, TradeCard, electronic L/C etc. Comparing characteristic points of the e-trading model in this article are as follows; 1)Access ways as a global e-trading model, 2)Structural and Functional characteristic, 3)Role as a global e-trading model, 5)Legal and Application issues in practice, 6)Security issues for Technology. But Further studies on this subject would be needed.