A Study of Urban Employed Wives무 Family Financial Management and Economic Well-Being

도시 취업주부의 가계재무관리행동과 경제복지감

The family financial management is the important element which has a effect on the improvement of family economic well-being. Thus the study sets up human & material resources and requirement as an input factor, family financial management as an throughput factor, and economic well-being as an output factor, and then identifies if there are some relationships among them by using a systematic approach of family financial management. The questionaires were distributed to 600 employed wives by carrying out cluster sampling and disproportional stratified sampling. The 573 cases of them were used as the mean, ratio, Pearson’s Correration, ANOVA, factors analysis, and Stepwise Regression using the SAS/PC+. The major findings of the study are as follows: 1) A practical application of information as on input variable, appears the fator which has an important effect upon the throughput factor, that is, family financial management. The employed wives should manage a lot of resources in rapidly changing social-economic circustances. So it shows that not only they should take informations open to their daily life and then make practical use of them in managing their family finance, but also they must be capable of judging and accepting reasonable informations in order to gain and manage resources suitable to the characteristics of family finance and family members’need. 2) There was significant relationship between the employed wives’family financial management and family economic well-being, focused on the systematic theory of family financial management. This study provides for the information to develope the program for the employed wives’family financial planning and counseling.