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A Study on Developing and Validating of a Scale for Business Effectiveness of Microcredit

마이크로크레딧 사업 운영의 효과성 측정을 위한 척도개발 및 타당화 연구

  • 임은의 (극동대학교 사회복지학과) ;
  • 김학령 (이화여자대학교 사회복지연구소)
  • Received : 2018.04.13
  • Accepted : 2018.06.20
  • Published : 2018.06.28

Abstract

This study aims to develop the scale for business effectiveness targeting microcredit users. For this, based on domestic preceding researchers empirically handling the microcredit and also focus group interviews with users and specialists, total 30 preliminary questions were composed. After that, conducting the exploratory factor analysis targeting 127 finally collected surveys, in the results of analysis, the scale validity of three factors and 24 questions was verified. Also, considering the goodness-of-fit of model through the confirmatory factor analysis, the effectiveness scale of microcredit business was determined. The concrete factors included 5 questions of the store operation, 3 questions of business start-up satisfaction, and 16 questions of management competency. Lastly, based on the effectiveness scale of business developed by this study, the research direction and the practical development direction of microcredit was suggested.

Keywords

Microcredit;Microfinance;Social Finance;Effectiveness Scale;User Change

Acknowledgement

Supported by : National Research Foundation

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