A Proposal of New Policies for Raising Effectiveness and Efficiency of Government Sponsored Loan for ICT SMEs

ICT 중소기업 정책융자사업 효과성·효율성 제고를 위한 정책적 제언

  • Khoe, Kyung-Il (Division of Business & Commerce, Baekseok University)
  • Received : 2016.09.28
  • Accepted : 2016.11.20
  • Published : 2016.11.28


This paper proposes various policies for maximizing the performances of Government loan. In order to do so, this paper offers new 10 policies with results from analyzing a survey for the requirements of SMEs that were supported with Government loan program. Also this paper drives methods for finding new value indices and reforming formulas for quantifying some indices. On the other hand, this paper introduces financing methods using K-OTC and KONEX markets and presents three portal sites to provide information about Government sponsored loan matched to needs of an individual company. Also this paper improves the supplement points resulted from operating Government loan. In conclusion, these new policies will raise effectiveness and efficiency of Government loan programs and will contribute to achieving the goals which are establishing the foundation for growth in IT industry as well as IT SMEs, improving the quality of the national livelihood and promoting the growth of national economy.


Government Sponsored Loan;Fund for Promoting IT Industry;Effectiveness;Efficiency;New Policy


Supported by : 백석대학교


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