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A Study on Financial Sharing Economic Business Model by the Digital Technology Development

디지털기술의 발달에 따른 금융부문의 공유경제 비즈니스모델 탐색

  • 송경석 (호서대학교 사회과학대학 경영학부 디지털기술경영전공)
  • Received : 2014.11.07
  • Accepted : 2014.12.16
  • Published : 2014.12.31

Abstract

Sharing Economy is the modern main item with ICT Development. Of course sharing economic item is the old and long run mainstream, but by the ICT technological development sharing economy is the fostering and affluent factors in the world economic growth. Though, in Korea, till now sharing economy is minimal, that will growth sharply. We can track various business models of sharing economy. Sharing economy is to buy use right not ownership. With the sharing economic business model wee can make also financial sharing model. In finance model we can divide two kind models. First, we can trace small size lending model with p2p type. And second, we can make financial information transaction model. But till now sharing economic system is not activated, because of many reasons. To activate, first we have to set law and various standards, and also government actively support many sharing economy firms and institutions. To catch up developed countries in the field of sharing economy we have to make aggressive and flexible rules and standards.

Acknowledgement

Supported by : 호서대학교